Estate Planning for Niagara County, New York Property Owners

For most Niagara County homeowners, the house is what drags an estate into probate. A transfer-on-death deed or a living trust keeps it out—here is how to set up either one and record it locally.

For a Niagara County property owner, the biggest probate risk is the home itself. Real estate is what forces most families into the Surrogate's Court. The two tools that keep a Niagara County home out of probate are a transfer-on-death deed recorded with the County Clerk, and a revocable living trust that holds title to the property.

Skipping this planning step means the Surrogate's Court decides who receives the property: a simple New York probate takes 7+ months and opens with $45 in court filing fees.

Record a Transfer-on-Death Deed in Niagara County

A transfer on death deed names a beneficiary who receives Niagara County property automatically at the owner's death, without probate. It is recorded with the County Clerk during the owner's lifetime and can be revoked at any time.

Before recording, a New York transfer on death deed is signed with 2N.Y. Real Prop. Law 424Verified Aug 24, 2026View source witnesses and notary acknowledgmentN.Y. Real Prop. Law 424Verified Aug 24, 2026View source. The deed takes effect only if it is recorded before the owner's deathN.Y. Real Prop. Law 424Verified Aug 24, 2026View source.

Where to Record Property Documents

Deeds and other real property documents for Niagara County are recorded with the County Clerk, led by County Clerk Joseph A. Jastrzemski, at 175 Hawley Street, 1st Floor, Lockport, NY 14095. Phone: (716) 439-7022. Hours: Monday - Friday 9:00 AM - 5:00 PM; Recording Hours: 9:30 AM - 4:30 PM.

The County Clerk charges $45 per document plus $5 for every page. A 2-page transfer on death deed costs $55 to record in Niagara County. A transfer on death deed is exempt from transfer tax.

Recording Office Record

County Clerk

Niagara County · County Clerk · Joseph A. Jastrzemski

Address

175 Hawley Street, 1st FloorLockport, NY 14095

Fax

(716) 439-7035

Hours

Monday - Friday 9:00 AM - 5:00 PM; Recording Hours: 9:30 AM - 4:30 PM
Visit recorder website →

Recording fees

Document fee (per document)$45
Each page$5
TP-584 Combined Real Estate Transfer Tax Return$5
RP-5217 Real Property Transfer Report (Residential/Agricultural)$125
RP-5217 Real Property Transfer Report (Commercial/Other)$250
Transfer tax on a TOD deedExempt

CPLR § 8021(a)(4) (county-adjustable); RPL § 333(3)(ii) (RP-5217 filing fee); county-published fee schedules

Verified September 8, 2026 · Source

Estate Planning Attorneys Serving Niagara County

FirmBuffalo, NY

Cohen & Lombardo, P.C.

Since 1933 · Serves 6 counties

Buffalo firm in the Elmwood Village, practising in Erie County and across Western New York since 1933. Handles probate proceedings and estate administration end to end, Article 81 guardianships, wills and trusts, and Medicaid and long-term-care planning.

PracticesEstate PlanningEstate AdministrationProbateElder Lawand 3 more

Office
343 Elmwood AvenueBuffalo, NY 14222

Solo PracticeNiagara Falls, NY

Kathleen Gaines Attorney At Law

Serves 2 counties

Niagara Falls solo practice filing for families in the Niagara County Surrogate's Court at Lockport. Gaines handles probate administration for executors - preparing the court paperwork, communicating with the court, and dealing with disputes that surface during probate - alongside will drafting, powers of attorney and health care proxies.

PracticesEstate PlanningEstate AdministrationProbateFamily Lawand 2 more

Office
2074 Lockport RoadNiagara Falls, NY 14304

FirmNiagara Falls, NY

Law Offices of Gold & Dezik

Serves 2 counties

Niagara Falls firm handling estate and trust settlements for families filing in the Niagara County Surrogate's Court. The practice walks an executor through appointment, inventorying assets the decedent held in their own name, tracking down digital and safe-deposit records, paying credit-card and hospital debts, and distributing what remains to beneficiaries.

PracticesEstate PlanningEstate AdministrationTrust AdministrationProbateand 3 more

Office
345 Buffalo AvenueNiagara Falls, NY 14303
Free consultation

FirmBuffalo, NY

Pfalzgraf Beinhauer Grear Harris Schuller LLP

Serves 2 counties

Buffalo elder law firm on Cayuga Road with satellite offices in East Aurora and Lockport. Its estate side opens testate and intestate proceedings, locates heirs and notifies them of their right to object to the executor's appointment, works with the executor to inventory assets and fix date-of-death values, then prepares the accounting and the papers that release the executor and close the estate. Twelve attorneys, six of them partners, concentrate in elder law and estate work rather than general practice.

PracticesEstate PlanningEstate AdministrationProbateElder Lawand 3 more

Office
455 Cayuga Road, Suite 600Buffalo, NY 14225

Solo PracticeWilliamsville, NY

Ruth P. George Law PLLC

Serves 2 counties

Williamsville estate practice on Main Street, working the Erie County and Niagara County Surrogate's Courts. Opens the estate on the nominated executor's petition and carries it through asset collection and distribution, and handles estates where assets arrive after death or where the estate must take on a legal proceeding. Also drafts wills, trusts, powers of attorney and health care documents.

PracticesEstate PlanningEstate AdministrationProbate

Office
5555 Main StreetWilliamsville, NY 14221

FirmLockport, NY

Seaman Law LLP

Since 2013 · Serves 1 county

Lockport firm covering Niagara County — North Tonawanda, Lockport and Niagara Falls — with three partners. For an estate it handles the probate proceeding, in which a surrogate's court validates the will and oversees distribution, and sees that the assets named in it, from personal property to retirement plans and bank accounts, reach the descendants or surviving spouse. Its elder-law side covers Medicaid eligibility and guardianship for seniors.

PracticesEstate PlanningEstate AdministrationProbateElder Lawand 3 more

Office
744 Davison RoadLockport, NY 14094
Free consultation
See all 14 firms serving Niagara County→

Firm listings are for informational purposes only. SimplyTrust does not endorse or recommend any specific firm or attorney. Contact firms directly to verify their current practice areas and availability.

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