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Home→Agencies→Public Pensions→New Mexico→When someone dies

State Public Pensions in New Mexico: when someone dies

A 4-step process for New Mexico Public Employees Retirement Association (PERA) and Educational Retirement Board (NMERB) after a death in New Mexico.

OverviewWhen someone dies

Public Pensions

New Mexico

nmpera.org→

Administering agency

New Mexico Public Employees Retirement Association (PERA) and Educational Retirement Board (NMERB)

Phone1-866-678-0670
WebsiteVisit website →
Verified May 2026

Steps to take

  1. Identify whether the deceased was a member of PERA or NMERB.
  2. Report the death to the system so pension payments stop — PERA at 1-866-678-0670, NMERB at 1-866-691-2345.
  3. Send the documents the system requires, including a copy of the death certificate.
  4. Confirm the beneficiary designation on file and ask what survivor pension, refund of contributions, or death benefit is payable.

New Mexico Public Employees Retirement Association (PERA) and Educational Retirement Board (NMERB)

Phone: 1-866-678-0670

Visit the agency website →

Frequently asked questions

For state and local government employees, contact the Public Employees Retirement Association at 1-866-678-0670. For educators, contact the Educational Retirement Board at 1-866-691-2345. A copy of the death certificate is required to process the account.

A survivor pension is paid to a designated survivor beneficiary if the member is vested, married, or has minor children. If no survivor pension is payable, the member's accumulated contributions and interest are refunded to the refund beneficiary.

It depends on the option elected at retirement. A straight-life option ends payments at death, while a joint-survivor option continues a set percentage — such as NMERB's 100% or 50% survivor options — to the designated beneficiary for life. Survivors of NMERB retirees may also qualify for a one-time lump-sum death benefit.

Public Pensions

New Mexico

nmpera.org→

Administering agency

New Mexico Public Employees Retirement Association (PERA) and Educational Retirement Board (NMERB)

Phone1-866-678-0670
WebsiteVisit website →
Verified May 2026