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Home→Agencies→Medicaid Estate Recovery→Indiana→When someone dies

Medicaid Estate Recovery in Indiana: when someone dies

A 4-step process for Indiana Family and Social Services Administration (FSSA) — Estate Recovery Program after a death in Indiana.

OverviewWhen someone dies

Medicaid Recovery

Indiana

in.gov/fssa/ompp/medicaid-estate-recovery→

Administering agency

Indiana Family and Social Services Administration (FSSA) — Estate Recovery Program

Phone877-267-0013
WebsiteVisit website →

Authority

Ind. Code 12-15-9; Ind. Code 29-1-7-7(d); 42 U.S.C. 1396p

Verified May 2026

Steps to take

  1. Determine whether the deceased received Medicaid assistance at age 55 or older.
  2. Contact the FSSA Estate Recovery Program to confirm whether a claim applies and request the amount.
  3. Address the claim as a debt of the estate before distributing assets to heirs.
  4. Apply for an undue-hardship waiver if recovery would cause a substantial and undue hardship for surviving beneficiaries:
    • Immediate family members may apply; other applicants are considered only in exceptional circumstances
    • A hardship application must be submitted within 90 days

Indiana Family and Social Services Administration (FSSA) — Estate Recovery Program

Phone: 877-267-0013

Visit the agency website →

Frequently asked questions

For deaths on or after July 1, 2024, the State of Indiana has 120 days after the date of death to file an estate recovery claim. A surviving beneficiary may apply for an undue-hardship waiver within 90 days.

Medicaid Recovery

Indiana

in.gov/fssa/ompp/medicaid-estate-recovery→

Administering agency

Indiana Family and Social Services Administration (FSSA) — Estate Recovery Program

Phone877-267-0013
WebsiteVisit website →

Authority

Ind. Code 12-15-9; Ind. Code 29-1-7-7(d); 42 U.S.C. 1396p

Verified May 2026