Medicaid Estate Recovery in Indiana: when someone dies

A 4-step process for Indiana Family and Social Services Administration (FSSA) — Estate Recovery Program after a death in Indiana.

OverviewWhen someone dies

Administering agency

Indiana Family and Social Services Administration (FSSA) — Estate Recovery Program

Authority

Ind. Code 12-15-9; Ind. Code 29-1-7-7(d), (g); 42 U.S.C. 1396p

Verified Jul 2026

Steps to take

  1. Determine whether the deceased received Medicaid assistance at age 55 or older.
  2. Contact the FSSA Estate Recovery Program to confirm whether a claim applies and request the amount.
  3. Address the claim as a debt of the estate before distributing assets to heirs.
  4. Apply for an undue-hardship waiver if recovery would cause a substantial and undue hardship for surviving beneficiaries:
    • Immediate family members may apply; other applicants are considered only in exceptional circumstances
    • A hardship application must be submitted within 90 days of the date of the claim

Indiana Family and Social Services Administration (FSSA) — Estate Recovery Program

Phone: 877-267-0013

Visit the agency website →

Frequently asked questions

The State of Indiana has nine (9) months after the date of death to file a claim in a probated estate; that limit does not apply to assets that were never reported to the county office of the Division of Family Resources. A surviving beneficiary may apply for an undue-hardship waiver within 90 days of the date of the claim.

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Sources

Data sourced from Medicaid Estate Recovery in Indiana primary sources (4 pages reviewed). How we research.