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Home→Agencies→Medicaid Estate Recovery→Colorado→When someone dies

Medicaid Estate Recovery in Colorado: when someone dies

A 4-step process for Colorado Department of Health Care Policy and Financing — Estate Recovery after a death in Colorado.

OverviewWhen someone dies

Medicaid Recovery

Colorado

hcpf.colorado.gov/medicaid-recoveries→

Administering agency

Colorado Department of Health Care Policy and Financing — Estate Recovery

WebsiteVisit website →

Authority

Colo. Rev. Stat. 25.5-4-302; 10 CCR 2505-10, Section 8.063

Verified May 2026

Steps to take

  1. Determine whether the deceased received Health First Colorado medical assistance at age 55 or older, or was permanently institutionalized when they received it.
  2. Contact the Department of Health Care Policy and Financing to confirm whether an estate recovery claim applies and request the amount.
  3. Address the claim as a debt of the estate before distributing assets to heirs.
  4. Request an undue-hardship waiver if recovery would deprive heirs of needed income or eliminate the livelihood from a business or working farm.

Colorado Department of Health Care Policy and Financing — Estate Recovery

Visit the agency website →

Frequently asked questions

The Department may waive recovery for undue hardship — for example, where heirs would themselves qualify for assistance without the inheritance, or where the property is a business or working farm that is the heirs' livelihood.

Medicaid Recovery

Colorado

hcpf.colorado.gov/medicaid-recoveries→

Administering agency

Colorado Department of Health Care Policy and Financing — Estate Recovery

WebsiteVisit website →

Authority

Colo. Rev. Stat. 25.5-4-302; 10 CCR 2505-10, Section 8.063

Verified May 2026