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New Home
How to put your house in a revocable trust: the deed you record, what it does to your mortgage and property taxes, and when a TOD deed is simpler.
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Retirement
Retirement changes your financial picture. Healthcare directives, beneficiary reviews, long-term care planning, and protecting what you've built.
Learn moreForms for Planning Your Estate in Florida
Free forms for planning your estate in Florida: will, living trust, pour-over will, powers of attorney and TOD deed. Prepare each form for Florida.
Healthcare Power of Attorney
Florida requires 2Fla. Stat. § 765.203Verified Oct 15, 2026View source witnesses for a healthcare power of attorney; notarization is not requiredFla. Stat. § 765.203Verified Oct 15, 2026View source.
HIPAA Release
In Florida, a HIPAA release names who may receive your records and, as the state requires, names HIV/AIDS-related information and genetic informationFla. Stat. § 381.004(2)(b), (e)(2), (f) (last amended s. 8, ch. 2018-24); Fla. Stat. § 760.40(1), (2) (last amended s. 2, ch. 2021-216)Verified Jun 20, 2026View source expressly before a provider releases them.
Financial Power of Attorney
Florida requires explicit durability language for a power of attorney to survive incapacityFla. Stat. §§ 709.2101, 709.2104, 709.2105, 709.2106, 709.2108, 709.2109, 709.2113, 709.2119, 709.2120, 709.2201, 709.2202, 709.2208, 709.2209 (2024 supported decisionmaking — informational only, not a POA); § 695.01 (recording); § 695.03 (alternative acknowledgment methods referenced by § 709.2105(2))Verified Oct 21, 2026View source, and it is signed before 2Fla. Stat. §§ 709.2101, 709.2104, 709.2105, 709.2106, 709.2108, 709.2109, 709.2113, 709.2119, 709.2120, 709.2201, 709.2202, 709.2208, 709.2209 (2024 supported decisionmaking — informational only, not a POA); § 695.01 (recording); § 695.03 (alternative acknowledgment methods referenced by § 709.2105(2))Verified Oct 21, 2026View source witnesses and a notary.
Living Will
In Florida, the living will is the Living WillFla. Stat. ch. 765, Part III (ss. 765.301-765.309)Verified Sep 27, 2026View source, a document of its own, apart from the healthcare power of attorney.
Last Will and Testament
In Florida, a will is signed before 2Fla. Stat. § 732.502Verified Oct 18, 2026View source witnesses, and a self-proving affidavit signed with it lets the court admit it without witness testimonyFla. Stat. § 732.502Verified Oct 18, 2026View source.
Codicil to a Will
In Florida, a codicil is signed before 2Fla. Stat. § 732.502Verified Oct 18, 2026View source witnesses, like a will, and the self-proving affidavit signed with it lets the court admit it without witness testimonyFla. Stat. § 732.503(1)Verified Oct 25, 2026View source.
Tools for Planning Your Estate in Florida
Free tools for planning your estate in Florida: will and trust costs, trust or TOD deed, and the signing rules. Run each tool for Florida and read its answer.
Do I Need a TOD Deed?
Florida does not authorize transfer on death deeds; sole-name real property goes through probate, at least 6 months for a simple estate, unless held in a trust or with a right of survivorship.
Do I Need a Vehicle TOD?
Florida does not offer a transfer-on-death designation on a vehicle title; a vehicle passes by will, trust, joint title, or probate.
How Much Is the Federal Gift Tax?
Whether a gift owes federal gift tax, how much of the annual exclusion and lifetime exemption it uses, and whether Form 709 is due.
What Does Estate Planning Actually Cost?
An attorney-prepared revocable trust in Florida runs $4,320Estimate: 10 hours at $432, Clio's Florida Trusts rate; Compare Lawyer Rates, 2025 dataVerified Oct 15, 2026View source to $6,480Estimate: 15 hours at $432, Clio's Florida Trusts rate; Compare Lawyer Rates, 2025 dataVerified Oct 15, 2026View source and a simple will $1,320Estimate: 3 hours at $440, Clio's Florida Wills and Estates rate; Compare Lawyer Rates, 2025 dataVerified Oct 15, 2026View source to $2,640Estimate: 6 hours at $440, Clio's Florida Wills and Estates rate; Compare Lawyer Rates, 2025 dataVerified Oct 15, 2026View source, against $0 to $549 up front plus a subscription with an online service.
How Much Life Insurance Do I Need?
In Florida, four years at a public university cost about $64,352NCES Digest of Education Statistics 2023, Table 330.20, public 4-year in-state tuition, fees, room and board, academic year 2022-23Verified Oct 17, 2026View source and the cost of living is near the U.S. averageBEA Regional Price Parities, all items, by state, 2024Verified Oct 17, 2026View source; no state estate or inheritance tax appliesNo state estate or inheritance tax. Fla. Const. Art. VII, § 5(a) caps any Florida estate or inheritance tax at the federal credit amount; the Chapter 198 estate tax (Fla. Stat. § 198.02) is a federal-credit pickup — not repealed, but $0 since EGTRRA eliminated the federal state death tax credit, and the Florida Department of Revenue confirms the estate tax was eliminated for people who died after Dec. 31, 2004. Florida has no inheritance tax and no gift tax.Verified Sep 15, 2026View source.
Are My Beneficiary Designations Protected?
Florida automatically revokes an ex-spouse as beneficiary at divorceFla. Stat. § 732.703Verified Sep 15, 2026View source; employer plans under ERISA follow federal rules either way, so a 401(k) beneficiary changes only by a new designation.
How Do I Sign Estate Documents?
In Florida, a will is signed before 2Fla. Stat. § 732.502Verified Oct 18, 2026View source witnesses, and notarization is not requiredFla. Stat. § 732.502Verified Oct 18, 2026View source.
Will My Estate Documents Transfer?
Florida recognizes a will signed under the law of the place where it was signedFla. Stat. § 732.502(2)Verified Oct 18, 2026View source; a will signed in Florida itself needs 2Fla. Stat. § 732.502Verified Oct 18, 2026View source witnesses, and notarization is not requiredFla. Stat. § 732.502Verified Oct 18, 2026View source.
Florida Estate Planning Resources
In-depth guides covering Florida probate laws, trust requirements, and estate planning strategies.
