For most Merrimack County homeowners, the house is what drags an estate into probate. A transfer-on-death deed or a living trust keeps it out—here is how to set up either one and record it locally.
For a Merrimack County property owner, the biggest probate risk is the home itself. Real estate is what forces most families into the 6th Circuit - Probate Division. The two tools that keep a Merrimack County home out of probate are a transfer-on-death deed recorded with the Register of Deeds, and a revocable living trust that holds title to the property.
Skipping this planning step means the 6th Circuit - Probate Division decides who receives the property: a simple New Hampshire probate takes 6+ months and opens with $150 in court filing fees.
A transfer on death deed names a beneficiary who receives Merrimack County property automatically at the owner's death, without probate. It is recorded with the Register of Deeds during the owner's lifetime and can be revoked at any time.
Before recording, a New Hampshire transfer on death deed is signed with notary acknowledgmentRSA 563-D:1 to 563-D:22Verified Aug 24, 2026View source. The deed takes effect only if it is recorded within 60 daysRSA 563-D:1 to 563-D:22Verified Aug 24, 2026View source of signing and before the owner's deathRSA 563-D:1 to 563-D:22Verified Aug 24, 2026View source.
Deeds and other real property documents for Merrimack County are recorded with the Register of Deeds, led by Register of Deeds Samantha Morse, at 163 North Main Street, Suite 103, Concord, NH 03301. Phone: 603-228-0101. Hours: Monday - Friday, 8:00 AM - 4:00 PM; Copying and Recording: 8:00 AM - 3:45 PM.
The Register of Deeds charges $12 for the first page plus $4 for each additional page. A 2-page transfer on death deed costs $41 to record in Merrimack County, which is $16 in recording fees plus the $25 LCHIP Surcharge (Land and Community Heritage Investment Program). A transfer on death deed is exempt from transfer tax.
Merrimack County accepts electronic recording through Simplifile, CSC, Indecomm, ePN, Hopdox.
Recording Office Record
Merrimack County · Register of Deeds · Samantha Morse
Address
Phone
Hours
E-recording
Recording fees
| Base fee (first page) | $12 |
| Each additional page | $4 |
| LCHIP Surcharge (Land and Community Heritage Investment Program)Applies to a TOD deed | $25 |
| Transfer tax on a TOD deed | Exempt |
RSA 478:17-g; RSA 478:17-j; RSA 78-B:1; RSA 78-B:2; RSA 78-B:4
Verified September 7, 2026 · Source
Solo PracticeGilford, NH
Provides legal services in estate planning, probate, and trust administration to clients in the Lakes Region. Kristen Gardiner has over 30 years of experience in transactional real estate and estate planning across multiple states.
PracticesEstate PlanningTrust AdministrationProbatePowers Of Attorneyand 2 more
FirmLaconia, NH
Committed to achieving outstanding results since 1914. Estate Planning and Probate Practice Group provides full range of legal services for residents and businesses throughout Belknap, Carroll, Grafton, and Merrimack counties.
PracticesEstate PlanningTrust AdministrationProbateTax Planningand 4 more
FirmConcord, NH
Committed to excellence with offices in New Hampshire and Massachusetts. Helps clients identify and understand estate planning options and implement comprehensive plans to preserve and protect wealth. Tier 1 recognition in 2025 Best Law Firms for tax law and trusts and estates.
PracticesEstate PlanningTrust AdministrationTax PlanningAsset Protection
FirmConcord, NH
Concord firm handling trusts and estates for individuals and fiduciaries across New Hampshire, in practice since 1946. Work spans estate and trust administration, administration of irrevocable trusts, and probate litigation, including disputes among beneficiaries and fiduciaries.
PracticesEstate PlanningTrust AdministrationProbateProbate Litigationand 4 more
FirmConcord, NH
Concord firm, with a Rochester office, advising executors, trustees, families, and institutions on trust and estate administration and related estate-tax issues. Represents fiduciaries in probate and trust disputes, including litigation and mediation. In estate practice since 1979.
PracticesEstate PlanningTrust AdministrationProbateTax Planning
Solo PracticeBow, NH
Bow general-practice firm near Concord, serving Merrimack County. Estate work covers wills, revocable trusts, and durable powers of attorney, alongside real estate, land use, and business matters. Now led by attorney Maria Dolder following Donald Hebert's retirement in 2024.
PracticesEstate PlanningPowers Of AttorneyTrustsWills
Firm listings are for informational purposes only. SimplyTrust does not endorse or recommend any specific firm or attorney. Contact firms directly to verify their current practice areas and availability.
Data sourced from New Hampshire statutes and official state code. How we research.
Estate planning articles for New Hampshire.
Forms and tools for property owners in Merrimack County.
Create a revocable living trust to avoid probate, protect privacy, and control asset distribution.
Create a free, state-specific will with witness and notarization requirements included.
Transfer assets to your existing trust. State execution requirements included.
Transfer real property to a beneficiary upon your death without probate.
Designate someone to make medical decisions on your behalf.
Designate someone to manage your financial affairs.
Answer questions about your estate size, real estate ownership, marital status, and family situation to see how a revocable trust compares to a will alone. Includes estimated probate costs for your state.
Answer questions about your property type, ownership structure, and estate plan to see if a TOD deed is the right approach. Includes state-specific availability, signing requirements, and recording fees.
Compare trusts vs wills for your specific situation. See probate costs, trust administration expenses, and whether your estate qualifies for simplified procedures based on your state and estate value.
Find out who inherits your estate and how much they get if you die without a will. Based on your state's intestate succession laws.
Compare the cost of creating a revocable living trust. See how SimplyTrust, Trust & Will, LegalZoom, and attorneys compare over 5 years including life events.
Estate planning articles for New Hampshire.
