Estate Planning for Union County, Mississippi Property Owners

For most Union County homeowners, the house is what drags an estate into probate. A transfer-on-death deed or a living trust keeps it out—here is how to set up either one and record it locally.

For a Union County property owner, the biggest probate risk is the home itself. Real estate is what forces most families into the Chancery Court. The two tools that keep a Union County home out of probate are a transfer-on-death deed recorded with the Chancery Clerk, and a revocable living trust that holds title to the property.

Skipping this planning step means the Chancery Court decides who receives the property: a simple Mississippi probate takes 6+ months and opens with $143 in court filing fees. Mississippi also lets owners name a transfer-on-death beneficiary on vehicle titles, which keeps cars out of the same process.

Record a Transfer-on-Death Deed in Union County

A transfer-on-death deed names a beneficiary who receives Union County property automatically at the owner's death, without probate. It is recorded with the Chancery Clerk during the owner's lifetime and can be revoked at any time.

Before recording, a Mississippi transfer-on-death deed is signed with notary acknowledgmentMiss. Code Ann. 91-27-1 to 91-27-37Verified Aug 24, 2026View source. The deed takes effect only if it is recorded before the owner's deathMiss. Code Ann. 91-27-1 to 91-27-37Verified Aug 24, 2026View source.

Where to Record Property Documents

Deeds and other real property documents for Union County are recorded with the Chancery Clerk at 109 East Main Street, New Albany, MS 38652. Phone: 662-534-1900. Hours: Monday - Friday, 8:00 AM - 5:00 PM.

Documents submitted by mail go to P.O. Box 847, New Albany, MS 38652.

The Chancery Clerk charges $25 for the first 5 pages plus $1 for each page beyond 5. A 2-page transfer-on-death deed costs $25 to record in Union County. A transfer-on-death deed is exempt from transfer tax.

Recording Office Record

Chancery Clerk

Union County

Address

109 East Main StreetNew Albany, MS 38652Mailing: P.O. Box 847, New Albany, MS 38652

Fax

662-534-1907

Hours

Monday - Friday, 8:00 AM - 5:00 PM
Visit recorder website →

Recording fees

Base fee (first 5 pages)$25
Each page beyond 5$1
Transfer tax on a TOD deedExempt

Miss. Code Ann. 25-7-9(1)(b)

Verified September 7, 2026 · Source

Estate Planning Attorneys Serving Union County

FirmOxford, MS

Daniel Coker Horton & Bell, P.A.

Since 1946 · Serves 9 counties

Multi-office Mississippi law firm tracing its origins to 1946; the Oxford office opened in 1995 and serves clients across north Mississippi. Wills and estate planning practice covers will drafting, estate administration, healthcare directives, powers of attorney, charitable giving, and will contests, alongside the firm's broader civil litigation work.

PracticesEstate PlanningTrust AdministrationGuardianshipProbate AdministrationWills Trusts

Office
265 North Lamar Boulevard, Suite ROxford, MS 38655

FirmOxford, MS

Garrett, Friday & McRight, P.L.L.C.

Since 1998 · Serves 5 counties

Oxford general-practice firm covering wills, living wills, powers of attorney, healthcare directives, trusts, and probate. The firm also handles family law, criminal defense, personal injury, real property, and small business matters across north Mississippi.

PracticesEstate PlanningProbate AdministrationWills Trusts

Office
1205 Office Park Drive, Suite BOxford, MS 38655

FirmAshland, MS

Farese, Farese & Farese, P.A.

Since 1939 · Serves 5 counties

North Mississippi firm serving Benton, Marshall, Tippah, and Union counties from Ashland, with a branch office in Oxford. Estates and trusts and probate litigation sit alongside the criminal defense, personal injury, and family law work the firm has been known for since 1939. Free and confidential initial consultation.

PracticesEstate PlanningProbate Administration

Office
122 Church AvenueAshland, MS 38603
Free consultation

FirmTupelo, MS

Lancaster Law Firm

Serves the whole state

Tupelo firm on North Green Street serving clients throughout Mississippi and Tennessee. Handles probate and estate administration, estate planning, elder law and Medicaid planning, asset protection, and charitable planning. Founder Cory R. Lancaster is a tax attorney, which shapes the practice toward estates with tax exposure or business interests to unwind.

PracticesEstate PlanningElder LawAsset ProtectionMedicaid Planningand 2 more

Office
363 N. Green StreetTupelo, MS 38804

FirmColumbus, MS

Mitchell, McNutt & Sams, P.A.

Since 1904 · Serves the whole state

Founded in 1904, one of Mississippi's largest firms, serving the Golden Triangle and north Mississippi from offices in Columbus, Tupelo, and Oxford. Ten attorneys carry the estate planning, probate, and elder law practice: wills and testamentary trusts, life insurance and special needs trusts, durable powers of attorney, guardianships, Medicaid planning, and estate tax returns.

PracticesEstate PlanningTrust AdministrationElder LawTax Planningand 4 more

Office
215 North 5th StreetColumbus, MS 39701

FirmClinton, MS

Morton Law Firm, PLLC

Since 1997 · Serves the whole state

Clinton firm serving the Jackson metro and, from a second Hattiesburg office, the Pine Belt. Focused on elder law and estate planning: protecting assets from nursing home costs, taxes, creditors, and Medicaid recovery, and qualifying wartime veterans for special pension benefits. Runs a fixed-fee estate planning process completed within two weeks.

PracticesEstate PlanningElder LawSpecial Needs PlanningAsset Protectionand 3 more

Office
402 E. Main StreetClinton, MS 39056
See all 7 firms serving Union County→

Firm listings are for informational purposes only. SimplyTrust does not endorse or recommend any specific firm or attorney. Contact firms directly to verify their current practice areas and availability.

SimplyTrustSimplyTrust Editorial·

Legal Sources

Data sourced from Mississippi statutes and official state code. How we research.

Mississippi Estate Planning Articles

Estate planning articles for Mississippi.