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States→Tennessee→DeKalb County→Getting Started

What to Do After a Death in DeKalb County, Tennessee

The first weeks after losing someone involve time-sensitive tasks. Here's what to prioritize and what can wait.

OverviewGetting StartedCosts & FeesHow to FileFind Attorneys

When handling an estate in DeKalb County, the first few weeks involve several time-sensitive tasks that can't wait. Most executors start with securing property and ordering death certificates before turning to the Chancery Court for guidance on whether probate is required.

Certified death certificates are needed at nearly every step—the Chancery Court, banks, insurance companies, and government agencies all require originals. Ordering extra copies through DeKalb County vital records early saves time later.

1. Order Death Certificates

Calculate the number of death certificates you'll need for banks, courts, and insurers:

2. Estate Settlement Checklist

Track your progress through the probate process:

Once appointed as personal representative, Tennessee law requires filing an inventory of estate assets with the Chancery Court within 60 daysTenn. Code Ann. § 30-2-301Verified May 1, 2026. The inventory includes identifying and valuing all property owned at the time of death—real estate, bank accounts, investments, vehicles, and personal belongings.

Tennessee requires publishing a notice to creditors in a local newspaper. Creditors then have 4 monthsT.C.A. § 30-2-306(b) (4 months from publication); § 30-2-307(a)(1) (60 days from actual notice); § 30-2-310 (12-month outer limit)Verified May 1, 2026 to file claims against the estate.

The most urgent tasks involve protecting assets and stopping automatic payments. Notify Social Security (1-800-772-1213) to prevent benefit overpayments, secure the residence, and begin collecting mail so nothing is missed.

Contact banks and credit card companies immediately to freeze accounts and prevent unauthorized transactions.

When you're ready to start the probate process, contact the Chancery Court at 615-597-4360 to confirm what documents you'll need. You can file in person or by mail—families handling probate themselves don't need to use e-filing.

Life insurance proceeds pass directly to named beneficiaries—no probate required. File claims early, as these funds can help cover immediate estate expenses while the probate process is underway.

An attorney may be worth the cost when the estate involves contested assets or complex valuations that Clerk and Master Nicole Wright at the Chancery Court will need to rule on.

Attorney fees in Tennessee typically range from 2%T.C.A. §§ 30-2-606, 30-1-407 (reasonable compensation; no statutory percentage)Verified May 1, 2026 to 4%T.C.A. §§ 30-2-606, 30-1-407 (reasonable compensation; no statutory percentage)Verified May 1, 2026 of estate value, with many Smithville-area attorneys offering flat-rate arrangements for straightforward estates without disputes.

If the estate is large enough to trigger tax filing requirements, involves unusual assets, or creates potential liability for the executor, professional guidance can prevent costly mistakes.

SimplyTrustSimplyTrust Editorial·Updated May 1, 2026

Legal Sources

  • T.C.A. § 30-2-306(b) (4 months from publication); § 30-2-307(a)(1) (60 days from actual notice); § 30-2-310 (12-month outer limit)
  • T.C.A. §§ 30-2-606, 30-1-407 (reasonable compensation; no statutory percentage)
  • Tenn. Code Ann. § 30-2-301

Data sourced from Tennessee statutes and official state code. How we research.

Frequently Asked Questions

Before anything court-related, handle three things: get the doctor or coroner to sign the death certificate, secure the home and any valuables, and locate the will. Only then does probate planning make sense.

Plan on 8–12 certified copies. Each financial institution, title company, insurer, and the DeKalb County probate court will ask for an original. Ordering too few is the most common delay families run into. Use the Tennessee death certificate calculator for a personalized count.

Tennessee does not set a strict filing deadline for opening probate, but delay has costs: the creditor claim period is 4 months, assets stay frozen until probate opens, and some banks refuse to act without letters. Most families file within 30–60 days.

Funeral homes typically report the death to Social Security. Bank and brokerage notifications are on the executor — accounts freeze on notification, so timing matters. The Tennessee estate settlement checklist walks through the order.

Yes. A revocable living trust keeps the estate out of DeKalb County probate entirely — no filing, no hearings, no public record. Families who plan ahead settle in weeks instead of months. Create a revocable trust online before the next generation has to go through what you're handling now.

Chancery Court

DeKalb County

1 Public Square, Room 302

Smithville, TN 37166

Phone:

615-597-4360

Email:

nicole.wright@tncourts.gov

Hours:

Monday - Friday, 8:00 AM - 4:30 PM

Visit Court Website →
Paper Filing Available
E-Filing Optional

Notify Banks & Financial Institutions

Each institution has a separate death claim process. Find yours below.

Ameris Bank

Ameris Bank logo

Bank serving the Southeast and Northeast

Ameris Bank

Ascend FCU

Ascend FCU logo

Credit Union serving Tennessee

Ascend FCU

Auto-Owners Life

Auto-Owners Life logo

Insurance Company serving the Midwest, Southeast, and more

Auto-Owners Life

Bank OZK

Bank OZK logo

Bank serving the Southeast, Southwest, and more

Bank OZK

Cadence Bank

Cadence Bank logo

Bank serving the Southeast, Southwest, and more

Cadence Bank

Centennial Bank

Centennial Bank logo

Bank serving the Southeast, Southwest, and more

Centennial Bank

City National

City National logo

Bank serving the Southeast, West, and more

City National

CommunityAmerica

CommunityAmerica logo

Credit Union serving the Midwest, Southeast, and more

CommunityAmerica

COUNTRY Financial

COUNTRY Financial logo

Insurance Company serving the Midwest, West, and more

COUNTRY Financial

D.A. Davidson

D.A. Davidson logo

Brokerage serving the West, Midwest, and more

D.A. Davidson

Erie Insurance

Erie Insurance logo

Insurance Company serving the Southeast, Midwest, and more

Erie Insurance

Fifth Third Bank

Fifth Third Bank logo

Bank serving the Southeast, Midwest, and more

Fifth Third Bank

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