Estate planning at COUNTRY Financial
How to protect 7 COUNTRY Financial accounts — manage beneficiaries in-branch, fund a trust in-branch, and file death claims
Phone1-866-268-6879
Mailing Address
COUNTRY Financial, P.O. Box 2020, Bloomington, IL 61702-2020
Alternate Customer Service
WebsiteLearn more→
Phone1-866-268-6879
Mailing Address
COUNTRY Financial, P.O. Box 2020, Bloomington, IL 61702-2020
Alternate Customer Service
WebsiteLearn more→
Life Insurance Claims
Phone1-866-268-6879
Toll-Free1-866-268-6879
Mailing Address
COUNTRY Financial, P.O. Box 2020, Bloomington, IL 61702-2020
WebsiteNotify online→
Verified Apr 2026
COUNTRY Financial is a insurance company with 7 products relevant to estate planning. Life insurance and annuity proceeds transfer directly to named beneficiaries outside of probate, making beneficiary designations one of the most important estate planning steps for COUNTRY Financial policyholders.
Account holders can update their beneficiary designations at COUNTRY Financial in branch, by mail, and by phone. Accounts can also be linked to trusts through beneficiary designations to keep them out of probate entirely.
COUNTRY Financial provides specific procedures for both proactive estate planning and filing claims after a death.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 7 account types at COUNTRY Financial.
View details →When someone dies
Death claim process
5-step process, 7 required documents, and contact information for survivors.
View details →Because COUNTRY Financial serves a limited number of states, procedures for trust funding and beneficiary changes may differ depending on your location. Verify availability before starting.
Frequently asked questions
Contact your COUNTRY Financial representative or call the Life-Policy Services team at 866-COUNTRY (866-268-6879). Download the Life Beneficiary Change Form from https://www.countryfinancial.com/content/dam/cfin/pdfs/customer-care/life-beneficiary-change.pdf or request it from your representative. Complete the form with primary and contingent beneficiaries, including full legal names, dates of birth, Social Security numbers, relationships, and percentage allocations totaling 100%. Sign the form, secure witness and spouse signatures as required (spouse signature required in community property states: AZ, CA, ID, LA, NV, NM, TX, WA, and WI), and return it to your representative or mail to COUNTRY Financial, P.O. Box 2020, Bloomington, IL 61702-2020. If you reside in Ohio, also complete the Beneficiary or Owner Change Request Questionnaire.
COUNTRY Financial offers insurance and financial products in 19 states: Alabama, Alaska, Arizona, Colorado, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Minnesota, Missouri, Nevada, North Dakota, Oklahoma, Oregon, Tennessee, Washington, and Wisconsin. Life insurance policies are issued by COUNTRY Life Insurance Company and COUNTRY Investors Life Assurance Company, both based in Bloomington, IL. Annuities are issued by COUNTRY Investors Life Assurance Company. Product availability and terms may vary by state.
Yes. COUNTRY Trust Bank, a subsidiary of COUNTRY Financial, provides trust and estate planning services, including investment management, retirement planning, and trust administration. These services can complement life insurance estate planning strategies such as naming a trust as beneficiary or establishing an ILIT. COUNTRY Trust Bank also provides discretionary investment management through the Journey Series managed accounts (CoMPAS, Focus, and Vision). Contact your COUNTRY Financial representative or call 866-COUNTRY (866-268-6879) for information about trust and planning services.
COUNTRY Financial offers three annuity products. The Flexible Premium Deferred Annuity requires a $1,000 minimum initial investment with ongoing payment flexibility (annually, semi-annually, quarterly, or monthly). The Single Premium Deferred Annuity requires a $10,000 lump-sum investment with no additional payments needed. The Single Premium Immediate Annuity also requires a $10,000 lump-sum and begins income payments shortly after purchase with flexible payout frequency options. All annuities grow tax-deferred and are issued by COUNTRY Investors Life Assurance Company, Bloomington, IL. Contact your COUNTRY Financial representative or call 866-COUNTRY (866-268-6879) for current rates and availability.
The Journey Series includes three managed account options through COUNTRY Trust Bank and COUNTRY Capital Management Company. CoMPAS invests in professionally selected no-load mutual funds with a $25,000 minimum. Focus provides a higher level of investment management with a suggested minimum of $350,000. Vision is the top-tier service for individuals and businesses with a $1,000,000 minimum, using stocks, bonds, mutual funds, ETFs, CDs, and existing marketable securities. All Journey Series accounts can be used as retirement accounts (Traditional IRA, Roth IRA) or non-retirement accounts. Securities are offered through COUNTRY Capital Management Company, member FINRA/SIPC.
Sources
Data sourced from COUNTRY Financial primary sources (28 pages reviewed). How we research.
Phone1-866-268-6879
Mailing Address
COUNTRY Financial, P.O. Box 2020, Bloomington, IL 61702-2020
Alternate Customer Service
WebsiteLearn more→
Phone1-866-268-6879
Mailing Address
COUNTRY Financial, P.O. Box 2020, Bloomington, IL 61702-2020
Alternate Customer Service
WebsiteLearn more→
Life Insurance Claims
Phone1-866-268-6879
Toll-Free1-866-268-6879
Mailing Address
COUNTRY Financial, P.O. Box 2020, Bloomington, IL 61702-2020
WebsiteNotify online→
Verified Apr 2026
Estate planning articles
Learn how to protect your COUNTRY Financial accounts and other assets with trusts, beneficiary designations, and estate planning documents.
