Estate planning at COUNTRY Financial
How to protect 7 COUNTRY Financial accounts — manage beneficiaries in-branch, fund a trust in-branch, and file death claims
COUNTRY Financial, P.O. Box 2020, Bloomington, IL 61702-2020
COUNTRY Financial, P.O. Box 2020, Bloomington, IL 61702-2020
Life Insurance Claims
COUNTRY Financial, P.O. Box 2020, Bloomington, IL 61702-2020
COUNTRY Financial is a insurance company with 7 products relevant to estate planning. Life insurance and annuity proceeds transfer directly to named beneficiaries outside of probate, making beneficiary designations one of the most important estate planning steps for COUNTRY Financial policyholders.
Account holders can update their beneficiary designations at COUNTRY Financial in branch, by mail, and by phone. Accounts can also be linked to trusts through beneficiary designations to keep them out of probate entirely.
COUNTRY Financial provides specific procedures for both proactive estate planning and filing claims after a death.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 7 account types at COUNTRY Financial.
View details →When someone dies
Death claim process
5-step process, 8 required documents, and contact information for survivors.
View details →Because COUNTRY Financial serves a limited number of states, procedures for trust funding and beneficiary changes may differ depending on your location. Verify availability before starting.
Frequently asked questions
Contact your COUNTRY Financial representative or call the Life-Policy Services team at 866-COUNTRY (866-268-6879). Download the Life Beneficiary Change Form from https://www.countryfinancial.com/content/dam/cfin/pdfs/customer-care/life-beneficiary-change.pdf or request it from your representative. Complete the form with primary and contingent beneficiaries, including full legal names, dates of birth, Social Security numbers, relationships, and percentage allocations totaling 100%. Sign the form, secure witness and spouse signatures as required (spouse signature required in community property states: AZ, CA, ID, LA, NV, NM, TX, WA, and WI), and return it to your representative, mail it to COUNTRY Life Insurance Company / COUNTRY Investors Life Assurance Company, 1701 Towanda Avenue, P.O. Box 2000, Bloomington, IL 61702-2000, or fax it to 1-866-517-7366. If you reside in Ohio, also complete the Beneficiary or Owner Change Request Questionnaire.
Yes. COUNTRY Trust Bank, a subsidiary of COUNTRY Financial, provides trust and estate planning services, including investment management, retirement planning, and trust administration. These services can complement life insurance estate planning strategies such as naming a trust as beneficiary or establishing an Irrevocable Life Insurance Trust (ILIT). COUNTRY Trust Bank can also serve as trustee or successor trustee. Contact your COUNTRY Financial representative or call 866-COUNTRY (866-268-6879) for information about trust and planning services.
Sources
Data sourced from COUNTRY Financial primary sources (29 pages reviewed). How we research.
COUNTRY Financial, P.O. Box 2020, Bloomington, IL 61702-2020
COUNTRY Financial, P.O. Box 2020, Bloomington, IL 61702-2020
Life Insurance Claims
COUNTRY Financial, P.O. Box 2020, Bloomington, IL 61702-2020
Estate planning articles
Learn how to protect your COUNTRY Financial accounts and other assets with trusts, beneficiary designations, and estate planning documents.
