Estate planning at Fifth Third Bank

Yes. Fifth Third partners with Trust & Will to offer state-specific wills and living trusts at no cost to all customers. Customers can access this service through online banking or the Fifth Third mobile app. The guided experience can typically be completed in less than one hour. Within four months of launch, more than 26,000 wills were redeemed and over 1,600 trusts created.

Visit a Fifth Third banking center with your Certificate of Trust or full trust agreement, valid government-issued photo ID for each trustee, and the trust tax ID (a revocable living trust typically uses the grantor's Social Security number while the grantor is living). A banker will complete the account retitling paperwork or open a new trust account and issue a new signature card. For Fifth Third Securities brokerage and managed accounts, the banker will coordinate with the securities team. Processing typically takes 1-2 weeks after documents are submitted.

Yes. IRAs at Fifth Third Securities cannot be titled in the name of a trust (IRAs must be owned by an individual), but a trust can be named as primary or contingent beneficiary. Call Fifth Third Securities at 1-800-416-8714 to update the IRA beneficiary designation. Provide the trust name, date established, and tax ID number. Naming a trust may affect required minimum distribution rules for inherited IRAs, so review with a tax advisor.

Fifth Third completed its acquisition of Comerica on February 2, 2026, becoming the 9th largest U.S. bank with approximately $294 billion in assets. Full system and brand conversion of Comerica to the Fifth Third brand is expected in the third quarter of 2026. Until then, Comerica-branded locations and accounts continue to operate under the Comerica name. Existing Fifth Third customers can continue using their accounts, branches, and online banking without changes. After conversion, beneficiary designations, POD instructions, and trust-titled accounts carry over to the converted Fifth Third accounts. Fifth Third plans to expand to approximately 1,750 total branches by 2030, including 150 new financial centers in Texas by 2029.