How to name beneficiaries and fund a trust at Fifth Third Bank
Covers 7 deposit, 3 retirement, 3 investment, and 3 lending accounts — beneficiaries must be updated in-branch
Customer Service
Phone1-800-972-3030
Mailing Address
38 Fountain Square Plaza, Cincinnati, OH 45263
Fifth Third Securities
HSA Support Center
Mortgage Servicing
Loan Assumption/Transfer
Fifth Third Private Bank
WebsiteLearn more→
Probate Team
Phone1-800-972-3030
Toll-Free1-800-972-3030
Fax616-653-2455
Mailing Address
Fifth Third Bank, Attn: Probate Team, 1830 East Paris Ave. SE, Grand Rapids, MI 49546
Probate Specialist (Loans)
Fifth Third Securities
Fifth Third Private Bank
Mortgage Servicing
Verified Apr 2026
Preparing your Fifth Third Bank accounts for estate transfer involves two primary strategies: designating beneficiaries on individual accounts and, where supported, retitling accounts into a revocable living trust. Both approaches bypass probate, but they work differently depending on the account type.
Across 16 product types, Fifth Third Bank accounts vary in how they transfer at death. The sections below walk through Payable on Death (POD) designations, trust funding options, and which products support each method.
Fifth Third Momentum® CheckingFifth Third Preferred Checking®Fifth Third Momentum® SavingsFifth Third Relationship Money MarketCertificate of Deposit (CD)Fifth Third Express Banking®Fifth Third Health Savings Account (HSA)
1
Visit your local Fifth Third banking center with valid government-issued photo ID
2
Request the appropriate beneficiary designation form:
- Payable on Death (POD) designation form for deposit accounts
- Beneficiary designation form for Fifth Third Securities investment/retirement accounts
3
Provide beneficiary details:
- Full legal name, date of birth, and Social Security number
- Designate primary and contingent beneficiaries with percentage allocations
- For trusts as beneficiary: provide trust name, date established, and EIN
4
Sign the completed designation form with a banker
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- Trusts can be named as POD beneficiaries with trust name, date, and EIN
- Primary and contingent beneficiaries can be designated
- All account owners must agree to beneficiary designations on joint accounts
- Named beneficiaries override your will
- HSA beneficiary designation requires a separate form (HSA Designation of Death Beneficiary)
Customer Service
Phone1-800-972-3030
Mailing Address
38 Fountain Square Plaza, Cincinnati, OH 45263
Fifth Third Securities
HSA Support Center
Mortgage Servicing
Loan Assumption/Transfer
Fifth Third Private Bank
WebsiteLearn more→
Probate Team
Phone1-800-972-3030
Toll-Free1-800-972-3030
Fax616-653-2455
Mailing Address
Fifth Third Bank, Attn: Probate Team, 1830 East Paris Ave. SE, Grand Rapids, MI 49546
Probate Specialist (Loans)
Fifth Third Securities
Fifth Third Private Bank
Mortgage Servicing
Verified Apr 2026
Estate planning articles
Learn how to protect your Fifth Third Bank accounts and other assets with trusts, beneficiary designations, and estate planning documents.
