Estate planning at Ascend FCU
How to protect 19 Ascend FCU accounts — manage beneficiaries in-branch, fund a trust in-branch, and file death claims
Member Services
PO Box 1210 | 520 Airpark Drive, Tullahoma, TN 37388
Member Services
PO Box 1210 | 520 Airpark Drive, Tullahoma, TN 37388
Death Claims / Member Services
Ascend Federal Credit Union, PO Box 1210 | 520 Airpark Drive, Tullahoma, TN 37388
Ascend FCU offers 19 accounts, each with its own rules for what happens when a member dies. As a membership-based credit union, Ascend FCU headquartered in Tullahoma, Tennessee. 28 branches across Middle Tennessee including Nashville, Manchester, Spring Hill, Dickson, Lebanon, Murfreesboro, Franklin, Columbia, Shelbyville, McMinnville, Cookeville, and surrounding communities. Fee-free access to over 55,000 ATMs worldwide through the AllPoint Network. Some transfer automatically to a named beneficiary, others can be held in a trust, and a few may require probate if no plan is in place.
Ascend FCU handles beneficiary designations in branch, by mail, and by phone. Accounts can also be retitled into a trust to keep them out of probate entirely.
Ascend FCU provides specific procedures for both proactive estate planning and filing claims after a death.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 19 account types at Ascend FCU.
View details →When someone dies
Death claim process
5-step process, 5 required documents, and contact information for survivors.
View details →Ascend FCU is not available nationwide. Estate planning procedures may vary by state, so confirm that your location is served before making account changes.
Frequently asked questions
Deposit accounts (checking, savings, money market, share certificates) can be retitled to a trust. Visit any of the 28 Ascend branch locations with your trust documents and government-issued photo ID for all trustees. A trust tax identification number (EIN) or SSN for revocable trusts is also required. IRA and retirement accounts cannot be retitled to a trust but a trust can be named as beneficiary. Investment accounts through LPL Financial are handled separately; contact Ascend Retirement & Investment Services at 931-454-2967.
Yes. Ascend Retirement & Investment Services (ARISe) offers financial guidance through LPL Financial (FINRA/SIPC member). Services include brokerage accounts, Guided Wealth Portfolios (starting at $5,000 with low-cost ETFs and daily monitoring), annuities, and retirement planning. Advisors follow a fiduciary standard in advisory relationships. Contact 931-454-2967 to schedule a no-cost, no-obligation appointment. These products are not NCUA insured.
Ascend does not draft estate planning documents in-house. It offers members a referral partnership with Trust & Will, an online estate planning provider, with a 20% discount on estate plans and free first-document shipment for Ascend members. Trust & Will is not a law firm and does not provide legal advice. Once a trust is established, deposit accounts (checking, savings, money market, share certificates) can be retitled to the trust at any Ascend branch.
Sources
Data sourced from Ascend FCU primary sources (26 pages reviewed). How we research.
Member Services
PO Box 1210 | 520 Airpark Drive, Tullahoma, TN 37388
Member Services
PO Box 1210 | 520 Airpark Drive, Tullahoma, TN 37388
Death Claims / Member Services
Ascend Federal Credit Union, PO Box 1210 | 520 Airpark Drive, Tullahoma, TN 37388
Estate planning articles
Learn how to protect your Ascend FCU accounts and other assets with trusts, beneficiary designations, and estate planning documents.
