How to name beneficiaries and fund a trust at Ascend FCU
Covers 10 deposit, 6 retirement, 2 investment, and 1 insurance accounts — beneficiaries must be updated in-branch
Member Services
Phone1-800-342-3086
Mailing Address
PO Box 1210 | 520 Airpark Drive, Tullahoma, TN 37388
Local (Tullahoma)
Retirement & Investment Services (LPL Financial)
Lost/Stolen Card (After Hours)
WebsiteLearn more→
Member Services
Phone1-800-342-3086
Mailing Address
PO Box 1210 | 520 Airpark Drive, Tullahoma, TN 37388
Local (Tullahoma)
Retirement & Investment Services (LPL Financial)
Lost/Stolen Card (After Hours)
WebsiteLearn more→
Death Claims / Member Services
Phone1-800-342-3086
Mailing Address
Ascend Federal Credit Union, PO Box 1210 | 520 Airpark Drive, Tullahoma, TN 37388
Verified Jul 2026
Estate planning at Ascend FCU means getting each account set up so it transfers automatically when you die—either through a POD beneficiary or trust ownership. Because Ascend FCU is a membership-based institution, trust retitling must maintain the membership eligibility requirement. Without one of these in place, accounts may require probate before your family can access the funds.
Ascend FCU offers 19 accounts, each with its own transfer rules. The sections below cover how to set up beneficiaries, fund a trust, and which products support each approach.
High-Yield CheckingRewards CheckingFree CheckingRegular SavingsMoney Market AccountChristmas ClubHealth Savings Account (HSA)Youth SavingsYouth CheckingShare Certificate
1
Visit any of the 28 Ascend branch locations with government-issued photo ID
2
Request a POD (Payable on Death) beneficiary designation form
3
Complete the beneficiary designation form:
- Provide beneficiary details: full name, date of birth, Social Security number, and relationship
- Designate primary and contingent beneficiaries
- Specify percentage allocation if naming multiple beneficiaries
4
Sign and submit the completed form
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- POD designations available for deposit accounts (checking, savings, certificates, money market).
- Online beneficiary designation is not available; must use branch, phone, or mail.
- Investment account beneficiaries managed separately through LPL Financial.
- IRA beneficiary changes: call 800-342-3086 and ask for an IRA/Certificate Support Representative.
- Review recommended after marriage, divorce, birth, or death of a beneficiary.
Sources
Data sourced from Ascend FCU primary sources (26 pages reviewed). How we research.
Download these Ascend FCU instructions
Download instructions for the whole estateA printable PDF with the steps, required documents, and contact details — verified against Ascend FCU primary sources. Bring it to the branch or keep it beside the phone.
Member Services
Phone1-800-342-3086
Mailing Address
PO Box 1210 | 520 Airpark Drive, Tullahoma, TN 37388
Local (Tullahoma)
Retirement & Investment Services (LPL Financial)
Lost/Stolen Card (After Hours)
WebsiteLearn more→
Member Services
Phone1-800-342-3086
Mailing Address
PO Box 1210 | 520 Airpark Drive, Tullahoma, TN 37388
Local (Tullahoma)
Retirement & Investment Services (LPL Financial)
Lost/Stolen Card (After Hours)
WebsiteLearn more→
Death Claims / Member Services
Phone1-800-342-3086
Mailing Address
Ascend Federal Credit Union, PO Box 1210 | 520 Airpark Drive, Tullahoma, TN 37388
Verified Jul 2026
Estate planning articles
Learn how to protect your Ascend FCU accounts and other assets with trusts, beneficiary designations, and estate planning documents.
