How Much Does a Living Trust Cost?
A trust costs more upfront but avoids probate entirely. Compare document purchase, annual subscriptions, and life event fees across attorneys, online services, and SimplyTrust.
Frequently Asked Questions
Living trust costs range from under $100 for basic online services to several thousand dollars when working with an attorney. The true cost depends on your provider, whether you need individual or couples coverage, and how often you need to make changes over time. See how a revocable living trust works before comparing costs.
A living trust can avoid probate entirely, which costs 5% to 8% of a $500,000 estate depending on the state. For estates over $100,000, the probate savings usually exceed the trust creation cost. Trusts also provide privacy since they do not go through public probate court. Use our Do I Need a Trust? tool to see if a trust makes sense for your situation, or compare with our Probate Cost Calculator.
Setup cost depends on provider type (online service vs. attorney), complexity of your estate, whether you need individual or couples coverage, and your state. Attorneys charge state-specific hourly rates for initial trust creation; online services use flat upfront pricing; subscription services spread cost over time. Some providers include amendments while others charge per change. This calculator shows the state-specific upfront and lifetime breakdown.
SimplyTrust includes life-event amendments in the subscription and builds the trust online in roughly 15 minutes. Ongoing costs for other providers include subscription fees, amendment fees for life events, and potential refunding costs if you need to move assets.
Online services work well for straightforward estates. Attorneys are commonly used for complex assets, blended families, business interests, or special needs beneficiaries. This calculator helps you compare total costs across both options. You can also create a Revocable Living Trust directly with SimplyTrust.
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New Baby or Adoption
Your family is growing. Your protection should too. Guardian nominations, trusts for minors, beneficiary updates, and the documents new parents need in place.
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Marriage
What married couples need in place: one joint trust or two, wills, beneficiary updates, and the spousal rights your state grants you automatically.
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New Home
How to put your house in a revocable trust: the deed you record, what it does to your mortgage and property taxes, and when a TOD deed is simpler.
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Retirement
Retirement changes your financial picture. Healthcare directives, beneficiary reviews, long-term care planning, and protecting what you've built.
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