Skip to main content
SimplyTrust
SimplyTrust
Create a TrustNewForms & ToolsFreeResourcesStates
LoginGet started
Company
AboutCareersContactFormsCreate a TrustNew
Privacy PolicyTerms of ServiceSecurityAI Access

© 2026 SimplyTrust Software Inc.

SimplyTrust Logo

Every family deserves a plan. We'll help.

Get startedApp StoreGoogle Play

Forms

  • Revocable Trust
  • Last Will
  • Pour-Over Will
  • Healthcare Proxy
  • Financial POA
  • Transfer on Death Deed

Tools

  • Trust vs Will
  • Probate Calculator
  • Who Inherits
  • Estate Settlement
  • Death Tax Calculator
  • Life Insurance

Learn

  • Revocable Living Trusts
  • Last Will and Testaments
  • Articles
  • State Guides
  • Estate Law
  • Life Events

Directories

  • Law Firms
  • Financial Assets
  • Digital Assets
  • Government Agencies

Company

  • About
  • Careers
  • Contact
  • Create a Trust

SimplyTrust is not a law firm and does not provide legal advice, legal counsel, or attorney review. Information on this platform is for general informational purposes only. Use of SimplyTrust does not create an attorney-client relationship. You are solely responsible for all documents you create. For advice tailored to your circumstances, consult a licensed attorney in your state.

© 2026 SimplyTrust Software Inc. All rights reserved.

Privacy Policy·Terms of Service·Security··AI Access

All content, data, and calculations are proprietary. Automated scraping, systematic downloading, or data extraction is prohibited under our Terms of Service. Product visuals are simulated for illustrative purposes and may differ from actual experience. Logos provided by Logo.dev.

A will is a wish. A trust is a plan.

Create and manage your trust online.

How it works

No probate. No public record. No court.

Estate Ledger

Every decision signed, timestamped, and hashed

Pricing

Simple, transparent pricing

Download

Get the app on iOS and Android

Home→Tools→Estate Settlement Checklist→Tennessee

How Do I Settle an Estate in Tennessee?

Generate a personalized checklist of steps to settle an estate. A few questions about the situation produce a full process plan.

Frequently Asked Questions

Settling an estate in Tennessee involves gathering assets, notifying creditors, paying debts, and distributing property to beneficiaries. Estates with a living trust typically settle within 6-12 months without court involvement. Estates requiring probate take 9-15 months on average, with a minimum 4-month creditor claim period.T.C.A. §§ 30-4-101 (act name), 30-4-102 (definitions: $50K threshold in subsec (9); personal-property-only restriction in subsec (8); amended by HB0337/Public Ch. 297, eff. 4/28/2023), 30-4-103 (45-day waiting period, bond rules, no creditor notice), 30-2-306 (publication; 4-month bar from first publication), 30-2-307 (60-day actual-notice rule), 30-2-310 (12-month outer bar from death), 30-1-201 (bond), 30-2-301 (inventory), 30-2-601 (accounting waiver), 30-2-606/30-1-407 (compensation). Cross-verified against 2023 Public Chapter 297 (publications.tnsosfiles.com/acts/113/pub/pc0297.pdf) and Tennessee General Assembly HB0337 record.Verified May 27, 2026

Tennessee allows estates valued at $50,000 or less to use a Small Estate Probate Act Petition, which avoids formal probate.T.C.A. §§ 30-4-101 (act name), 30-4-102 (definitions: $50K threshold in subsec (9); personal-property-only restriction in subsec (8); amended by HB0337/Public Ch. 297, eff. 4/28/2023), 30-4-103 (45-day waiting period, bond rules, no creditor notice), 30-2-306 (publication; 4-month bar from first publication), 30-2-307 (60-day actual-notice rule), 30-2-310 (12-month outer bar from death), 30-1-201 (bond), 30-2-301 (inventory), 30-2-601 (accounting waiver), 30-2-606/30-1-407 (compensation). Cross-verified against 2023 Public Chapter 297 (publications.tnsosfiles.com/acts/113/pub/pc0297.pdf) and Tennessee General Assembly HB0337 record.Verified May 27, 2026 The waiting period is 45 days after death.

Creditors in Tennessee have 4 months to file claims against the estate after proper notice is published.T.C.A. §§ 30-4-101 (act name), 30-4-102 (definitions: $50K threshold in subsec (9); personal-property-only restriction in subsec (8); amended by HB0337/Public Ch. 297, eff. 4/28/2023), 30-4-103 (45-day waiting period, bond rules, no creditor notice), 30-2-306 (publication; 4-month bar from first publication), 30-2-307 (60-day actual-notice rule), 30-2-310 (12-month outer bar from death), 30-1-201 (bond), 30-2-301 (inventory), 30-2-601 (accounting waiver), 30-2-606/30-1-407 (compensation). Cross-verified against 2023 Public Chapter 297 (publications.tnsosfiles.com/acts/113/pub/pc0297.pdf) and Tennessee General Assembly HB0337 record.Verified May 27, 2026 The executor or personal representative must publish notice in a local newspaper and may also need to send direct notice to known creditors. No final distribution should occur until this period expires.

Tennessee typically requires a probate bond, but it can be waived if specified in the will.T.C.A. §§ 30-4-101 (act name), 30-4-102 (definitions: $50K threshold in subsec (9); personal-property-only restriction in subsec (8); amended by HB0337/Public Ch. 297, eff. 4/28/2023), 30-4-103 (45-day waiting period, bond rules, no creditor notice), 30-2-306 (publication; 4-month bar from first publication), 30-2-307 (60-day actual-notice rule), 30-2-310 (12-month outer bar from death), 30-1-201 (bond), 30-2-301 (inventory), 30-2-601 (accounting waiver), 30-2-606/30-1-407 (compensation). Cross-verified against 2023 Public Chapter 297 (publications.tnsosfiles.com/acts/113/pub/pc0297.pdf) and Tennessee General Assembly HB0337 record.Verified May 27, 2026 The bond protects beneficiaries and creditors from executor mismanagement. Bond premiums typically cost approximately 0.5% of the estate value annually.

In Tennessee, simple estates typically settle in 6-9 months. Average estates take 9-15 months. Complex estates with disputes, tax issues, or unusual assets can take 15-30 months or longer.T.C.A. §§ 30-4-101 (act name), 30-4-102 (definitions: $50K threshold in subsec (9); personal-property-only restriction in subsec (8); amended by HB0337/Public Ch. 297, eff. 4/28/2023), 30-4-103 (45-day waiting period, bond rules, no creditor notice), 30-2-306 (publication; 4-month bar from first publication), 30-2-307 (60-day actual-notice rule), 30-2-310 (12-month outer bar from death), 30-1-201 (bond), 30-2-301 (inventory), 30-2-601 (accounting waiver), 30-2-606/30-1-407 (compensation). Cross-verified against 2023 Public Chapter 297 (publications.tnsosfiles.com/acts/113/pub/pc0297.pdf) and Tennessee General Assembly HB0337 record.Verified May 27, 2026

An executor (or personal representative) in Tennessee is responsible for filing the will with the probate court, inventorying assets, paying debts and taxes, and distributing remaining property to beneficiaries. The specific duties depend on whether the estate goes through formal probate or qualifies for simplified procedures. See the Tennessee executor checklist for a step-by-step guide.

Estate settlement costs in Tennessee include court filing fees, attorney fees, executor compensation, publication costs, and potentially a probate bond. Total costs generally range from 3-8% of the estate value depending on complexity. Use the Tennessee probate calculator for a detailed cost estimate.

Settling an Estate in Tennessee

The first step in settling an estate in Tennessee is evaluating the estate's size and how assets are titled. Estates under $50,000T.C.A. §§ 30-4-101 (act name), 30-4-102 (definitions: $50K threshold in subsec (9)Verified May 27, 2026 may bypass formal probate entirely. Trust-held assets transfer outside probate regardless of value.

Creditors in Tennessee have 4 monthsT.C.A. § 30-2-306(b) (4 months from publication); § 30-2-307(a)(1) (60 days from actual notice); § 30-2-310 (12-month outer limit)Verified May 27, 2026 to file claims after notice is published. This claim period sets a minimum timeline for estate settlement. Simple estates typically close in 6 monthsT.C.A. §§ 30-4-101 (act name), 30-4-102 (definitions: $50K threshold in subsec (9)Verified May 27, 2026 to 9 monthsT.C.A. §§ 30-4-101 (act name), 30-4-102 (definitions: $50K threshold in subsec (9)Verified May 27, 2026, while contested or complex estates take longer.

The executor or personal representative in Tennessee manages all estate affairs during the settlement period. Bond requirement: YesT.C.A. § 30-1-201Verified May 27, 2026. A bond waiver in the will eliminates this expense. The Tennessee executor checklist details each responsibility.

Total settlement costs depend on estate size, complexity, and whether disputes arise. Attorney fees, executor compensation, court filing fees, and publication costs typically total 3-8% of estate value. A revocable living trust bypasses this entire process — assets transfer privately without court involvement.

SimplyTrustSimplyTrust Editorial·Updated May 27, 2026

Legal Sources

  • T.C.A. § 30-1-201
  • T.C.A. § 30-2-306(b) (4 months from publication); § 30-2-307(a)(1) (60 days from actual notice); § 30-2-310 (12-month outer limit)
  • T.C.A. §§ 30-4-101 (act name), 30-4-102 (definitions: $50K threshold in subsec (9)

Data sourced from Tennessee statutes and official state code. How we research.

Your kids shouldn't have to do this.

Court filings, creditor windows, frozen accounts — a revocable living trust skips them all.

Get startedApp StoreGoogle Play

Tennessee Estate Planning Resources

In-depth guides covering Tennessee probate laws, trust requirements, and estate planning strategies.

Get Your Estate Settlement Checklist

Answer a few questions to get a personalized checklist for your situation.

This checklist provides general guidance for estate settlement. Requirements vary by state and circumstance. Consult a licensed attorney for legal advice.

Is this your situation?

Get a complete guide for your specific circumstances.

Death of a Parent

Death of a Parent

Losing a parent is overwhelming. What needs to happen next — settling the estate, navigating probate, and the steps to move forward.

Learn more
Loss of a Spouse

Loss of a Spouse

When you're ready, this won't take long. Settling the estate, claiming survivor benefits, retitling assets, and updating your own plan.

Learn more