Does Revolut Offer an Estate Account?
Revolut does not open estate accounts. What its published terms say, and where the estate's account can be opened instead.
Estate accounts at Revolut
What to know at Revolut
Revolut US does not open estate accounts, and its own agreements leave no room for one: the only consumer account is a single personal account per individual, "for personal use only", titled to the person who signed up through the app and non-transferable. No US Revolut agreement (Personal Terms, Lead Bank Cardholder Agreement, Cross River Savings Vaults Terms) mentions estates, executors, administrators, personal representatives, or fiduciary accounts at all. The settlement shape is claim-and-exit: the executor emails bereavement@revolut.com, and after documents are accepted Revolut liquidates any stocks, nets off balances owed to the Revolut group, transfers the remainder to a single nominated payout account at ANOTHER institution, and closes the account (see deathClaimProcess). The executor therefore needs an estate account already open at a real depository institution before the Revolut payout can land -- Revolut itself cannot be the receiving side. US consumer sign-up was verified live 2026-07-16 (revolut.com/en-US/ actively offers "Sign up for a Standard account with no monthly fees"), so the exclusion reflects the product surface, not a wind-down of US retail.
This guide summarizes each bank's published estate-account requirements and is not legal or banking advice. Requirements may vary by state and account type.
Frequently Asked Questions
No. Revolut's published terms do not allow an account titled to an estate.
At any bank that offers estate accounts. The account belongs to the estate, not to the deceased, so it does not need to be where the deceased banked.
An estate account is a bank account titled to the estate itself — not to the person who died and not to the executor personally. The court-appointed executor or administrator opens it to deposit money owed to the estate (final paychecks, refunds, proceeds from closed accounts), pay the estate's debts and expenses, and distribute what remains. Checks made out to "the Estate of" can only be deposited into an account titled this way.
The estate is its own taxpayer, separate from the person who died. Banks open estate accounts under the estate's Employer Identification Number (EIN) from the IRS, not the deceased's Social Security Number. The free EIN application prepares IRS Form SS-4 for the estate.
Sources
Data sourced from Revolut primary sources (6 pages reviewed). How we research.
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