How to protect 8 Revolut accounts — file death claims
Revolut Support
Revolut Technologies Inc., 107 Greenwich Street, 20th Floor, New York, NY 10006
Revolut Support
Revolut Technologies Inc., 107 Greenwich Street, 20th Floor, New York, NY 10006
How your Revolut accounts transfer at death depends on how each one is titled and whether a beneficiary is on file. Getting these details right keeps assets out of probate and ensures they reach the intended recipients.
Revolut has documented procedures for both preparing accounts during your lifetime and handling claims when an account holder passes away.
Preparing your estate
How to review 8 account types at Revolut.
View details →When someone dies
4-step process, 7 required documents, and contact information for survivors.
View details →Not Revolut. Revolut Technologies Inc. describes itself as "a technology services provider and program manager of the card program," and each product sits at a different partner: prepaid Visa and Mastercard balances are transferred to and held by Lead Bank, Member FDIC (which also issues the Secured Mastercard Credit Card); Savings account services are provided by Cross River Bank, Member FDIC (which also issues the Revolut Visa Credit Card and makes Revolut personal loans); Savings Vaults created on or before July 29, 2025 sit at Sutton Bank, Member FDIC, while vaults created after that date sit at Cross River Bank. Securities are held through Revolut Securities Inc. (member FINRA/SIPC) with DriveWealth, LLC as carrying broker. An executor still deals with Revolut, not the partner banks -- but FDIC coverage is pass-through and depends on Revolut's records: Revolut states that "FDIC insurance does not protect your funds in the event of Revolut's failure or from the risk of theft or fraud."
Neither. Revolut's US cryptocurrency terms page states in full: "Effective as of October 3, 2023, Revolut Technologies Inc. does not offer cryptocurrency services." An executor of a US Revolut customer has no Revolut crypto to recover (a Revolut account opened under a non-US entity is a separate matter for the bereavement team). And Revolut US offers only individual accounts: there is no trust account type, no retitling path, and no published joint account, so a revocable living trust can neither own a Revolut US account nor be named to receive one. Trust funding here means moving the balance to an institution that supports trust titling and closing the Revolut account.
Data sourced from Revolut primary sources (13 pages reviewed). How we research.
Revolut Support
Revolut Technologies Inc., 107 Greenwich Street, 20th Floor, New York, NY 10006
Revolut Support
Revolut Technologies Inc., 107 Greenwich Street, 20th Floor, New York, NY 10006
Learn how to protect your Revolut accounts and other assets with trusts, beneficiary designations, and estate planning documents.
Learn how to protect your Revolut accounts and other assets with trusts, beneficiary designations, and estate planning documents.