How Do I Open an Estate Account at ConnectOne?

What to know at ConnectOne

ConnectOne Bank publishes nothing about opening a deposit account titled to an estate. Site checks of connectonebank.com on 2026-07-16 — the FAQs page, the legal/disclosures page, the Deposit Account Agreement (February 2025, a TruStage Compliance Solutions form adapted to New Jersey law), the online account-opening portal, and domain-pinned searches for estate account, executor, Letters Testamentary, fiduciary, and deceased — surfaced no estate-account product, no document checklist, no channel statement, and no estate-services page. The Deposit Account Agreement's Section 15 ("Fiduciary and Custodial Accounts") is the only fiduciary-ownership language the bank publishes: it makes a fiduciary or custodial account "subject to applicable law as adopted by the state in which the account is opened" and says the documents that authorize the custodianship "may be required for the account," but it names no estate product and describes no opening procedure. Online account opening covers only selected personal and small-business products, and the FAQs route trust accounts to a banking office; the FAQs are silent on estate accounts, so no opening channel can be confirmed or excluded. Whether ConnectOne opens estate-titled accounts, and with which documents and channels, is therefore unverified from primary sources; an executor or administrator would need to ask the Client Connections Center (844-266-2548 / support@cnob.com) or a branch directly. Separately, once funds sit in or move out of a deceased New Jersey resident's account, Deposit Account Agreement Section 9 subjects the release of funds on death to "the procedures set forth in New Jersey's estate tax statutes" — the Form L-8 / Form 0-1 inheritance-tax waiver mechanics covered in the death-claim process.