Estate planning at ConnectOne
How to protect 12 ConnectOne accounts — manage beneficiaries online, fund a trust in-branch, and file death claims
Customer Service
Phone1-844-266-2548
Emailsupport@cnob.com
Mailing Address
ConnectOne Bank, 301 Sylvan Avenue, Englewood Cliffs, NJ 07632
WebsiteLearn more→
Customer Service
Phone1-844-266-2548
Emailsupport@cnob.com
Mailing Address
ConnectOne Bank, 301 Sylvan Avenue, Englewood Cliffs, NJ 07632
WebsiteLearn more→
Death Claims / Estate Services
Phone1-844-266-2548
Emailsupport@cnob.com
Mailing Address
ConnectOne Bank, 301 Sylvan Avenue, Englewood Cliffs, NJ 07632
Verified Apr 2026
How your ConnectOne accounts transfer at death depends on how each one is titled and whether a beneficiary is on file. Of those, 1 can name a trust as beneficiary or be retitled into a trust. Getting these details right keeps assets out of probate and ensures they reach the intended recipients.
Beneficiary designations at ConnectOne can be managed online, in branch, and by phone, typically taking approximately 10-15 minutes when completed online.. Trust funding is also available, allowing families to retitle accounts into the name of a revocable living trust.
ConnectOne has documented procedures for both preparing accounts during your lifetime and handling claims when an account holder passes away.
Preparing your estate
Beneficiaries and trust funding
How to manage beneficiaries online, fund a trust in-branch, and review 12 account types at ConnectOne.
View details →When someone dies
Death claim process
5-step process, 6 required documents, and contact information for survivors.
View details →ConnectOne operates in select states, so estate planning procedures may vary by location. Confirm availability in your state before initiating trust funding or account changes.
Frequently asked questions
ConnectOne Bank has 60+ branch locations across New Jersey, New York, and South Florida (Palm Beach County area). The bank is headquartered in Englewood Cliffs, NJ. Following the June 2025 merger with The First of Long Island Corporation, the branch network expanded significantly on Long Island. Online savings accounts and CDs are available to customers nationwide.
ConnectOne Bank does not publish a dedicated estate services phone number or department. Contact general customer service at 844-266-2548 or email support@cnob.com. You can also visit any branch location or use the contact form at connectonebank.com/about/contact.
Yes, but trust accounts must be opened in person at a ConnectOne Bank branch. Online account opening is not available for trust accounts. Bring your complete trust agreement or Certification of Trust, government-issued photo ID for each trustee, and the trust tax identification number (EIN or SSN for revocable trusts). Call 844-266-2548 to discuss trust account requirements before visiting.
No. ConnectOne Bank does not charge overdraft fees on personal bank accounts. Optional overdraft protection is available for personal checking accounts.
The minimum deposit to open a Time Deposit at ConnectOne Bank is $500. Terms range from short-term (3-6 months) to long-term (up to 60 months). Interest is compounded daily and posted monthly for terms of 32 days and greater. Early withdrawal penalties apply and may reduce interest and principal. ConnectOne Bank will match an advertised rate and product of an FDIC-insured competitor with retail locations in NJ, NY, or Palm Beach County, FL up to 90 days.
Connection Plus Savings is ConnectOne Bank's high-yield online savings account. A $2,500 minimum deposit is required to open. The account uses a tiered rate structure: balances below $2,500 earn 0.00% APY, $2,500-$249,999.99 earns 3.00% APY, and $250,000+ earns 3.10% APY. Interest is compounded daily. There is no monthly fee and no monthly transaction limits. The account is FDIC insured and available nationwide online.
Yes. ConnectOne Bank offers IRA Time Deposits with a $500 minimum deposit. IRA accounts must be opened at a branch location and are not available online. IRA beneficiary designations are handled separately from POD designations on standard deposit accounts. IRAs cannot be retitled to a trust but can name a trust as beneficiary. Subject to IRS contribution limits and early withdrawal rules.
Sources
Data sourced from ConnectOne primary sources (16 pages reviewed). How we research.
Customer Service
Phone1-844-266-2548
Emailsupport@cnob.com
Mailing Address
ConnectOne Bank, 301 Sylvan Avenue, Englewood Cliffs, NJ 07632
WebsiteLearn more→
Customer Service
Phone1-844-266-2548
Emailsupport@cnob.com
Mailing Address
ConnectOne Bank, 301 Sylvan Avenue, Englewood Cliffs, NJ 07632
WebsiteLearn more→
Death Claims / Estate Services
Phone1-844-266-2548
Emailsupport@cnob.com
Mailing Address
ConnectOne Bank, 301 Sylvan Avenue, Englewood Cliffs, NJ 07632
Verified Apr 2026
Estate planning articles
Learn how to protect your ConnectOne accounts and other assets with trusts, beneficiary designations, and estate planning documents.
