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Prepare the letter of instruction Aspida requests during estate or death-claim processing — addressed to its verified claims department with the required enclosures. PDF.
Step 1 of 5
Which institution holds the account, and the capacity you are writing in.
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Send it to Aspida's estate/claims department: Aspida Life Insurance Company, 2327 Englert Drive, Durham, NC 27713. You can reach the department at (833) 427-7432.
Aspida lists these among its required documents: Certified copy of the death certificate; Completed death benefit claim form (provided by Aspida); Government-issued photo ID for each beneficiary; IRS Form W-9 for each beneficiary. The prepared letter includes an enclosure checklist drawn from Aspida's recorded requirements.
Varies; annuity death benefits bypass probate and are paid directly to named beneficiaries
Aspida provides its own letter-of-instruction/claim form. We prepare a transmittal cover letter and an enclosure checklist to accompany that form.
It depends on the capacity you are acting in. An executor or administrator encloses Letters Testamentary (when there is a will) or Letters of Administration (when there is not); a successor trustee encloses a certificate of trust; a successor under a small estate encloses that state’s small estate affidavit. The prepared letter lists the proof-of-authority document for your role alongside the institution’s required documents.
A letter of instruction is the written request an institution asks for when settling a deceased customer’s account. It identifies the decedent and the account, states the capacity you are acting in, and tells the institution what to do with the account.
