How to designate beneficiaries at Aspida
Covers 9 insurance accounts — beneficiaries can be managed online
Aspida Customer Service
Phone(833) 427-7432
Mailing Address
Aspida Life Insurance Company, 2327 Englert Drive, Durham, NC 27713
WebsiteLearn more→
Aspida Customer Service
Phone(833) 427-7432
Mailing Address
Aspida Life Insurance Company, 2327 Englert Drive, Durham, NC 27713
WebsiteLearn more→
Aspida Claims
Phone(833) 427-7432
Mailing Address
Aspida Life Insurance Company, 2327 Englert Drive, Durham, NC 27713
WebsiteNotify online→
Verified Apr 2026
Beneficiary designations are the foundation of estate planning for Aspida policies. Unlike bank accounts, insurance products cannot be retitled into a trust. Instead, the beneficiary designation itself determines who receives the proceeds and how quickly they're paid. Naming a trust as beneficiary is an option when more control over distributions is needed.
Aspida offers 9 policies, each with its own transfer rules. The sections below cover how to set up beneficiaries, fund a trust, and which products support each approach.
Synergy Choice Max Fixed Index AnnuitySynergy Choice Bonus Fixed Index AnnuitySynergy Choice Income Fixed Index AnnuityWealthLock Accumulator Fixed Index AnnuityAspida DreamPath AnnuitySynergy Choice MYGAWealthLock MYGAAspida Advisory MYGAWealthLock MYGA Plus
1
Log in to the Aspida Customer Portal at customer.aspida.com
2
Click the Edit Beneficiary Info button under Owner Information on the Home page
3
Enter the updated beneficiary details (full legal name, date of birth, SSN, relationship, allocation percentage)
4
Submit the beneficiary change request electronically through the portal
5
Alternatively, download the beneficiary change PDF form from the Resource Center, complete it, and upload it through the portal
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- Beneficiary changes require the contract owner's signature
- Community property states may require spousal consent for beneficiary changes
- A trust can be named as beneficiary on all Aspida annuity products
- Beneficiary designation on the annuity contract supersedes any will or trust provisions regarding the annuity proceeds
Aspida Customer Service
Phone(833) 427-7432
Mailing Address
Aspida Life Insurance Company, 2327 Englert Drive, Durham, NC 27713
WebsiteLearn more→
Aspida Customer Service
Phone(833) 427-7432
Mailing Address
Aspida Life Insurance Company, 2327 Englert Drive, Durham, NC 27713
WebsiteLearn more→
Aspida Claims
Phone(833) 427-7432
Mailing Address
Aspida Life Insurance Company, 2327 Englert Drive, Durham, NC 27713
WebsiteNotify online→
Verified Apr 2026
Estate planning articles
Learn how to protect your Aspida accounts and other assets with trusts, beneficiary designations, and estate planning documents.
