Best Buy Co., Inc. logo

Best Buy Co., Inc.

Retail Rewards

bestbuy.com

What happens to Best Buy points when someone dies

Best Buy publishes no process specific to a deceased person's account; a written request goes by mail.

Under Best Buy's terms, Best Buy points are forfeited when the account holder dies.

Best Buy publishes no process specific to a deceased person's account; a written request goes by mail to My Best Buy Program, P.O. Box 949, Minneapolis, MN 55440-0949. The request takes 4 documents. Best Buy Customer Service answers at 1-888-237-8289.

What to do

1
List what the account holds before contacting Best Buy:
  • •The points balance; 250 points converts to a $5 reward certificate.
  • •Any unredeemed reward certificates and their printed expiration dates.
  • •Any paid My Best Buy Plus or My Best Buy Total membership, its renewal date and the card on file.
2
Cancel any paid Plus or Total membership by calling 1-888-237-8289, at a Best Buy store, or through the online plan list at bestbuy.com/services/planlist. Ask for the refund of the unused term: full within the grace period, pro-rated after it.
3
Record the number, value and expiration date of every reward certificate that issues when the paid tier is cancelled. Points convert to certificates where possible, and a balance under 250 points is lost.
4
Write to My Best Buy Program, P.O. Box 949, Minneapolis, MN 55440-0949, with the death certificate, proof of authority, the member ID and the points balance. Ask Best Buy to issue or honor reward certificates for a named survivor.
5
Ask in writing that the account, points and certificates not be closed, purged or allowed to expire while the estate is opened. Certificates typically expire 60 days after issue, and points 90 days after a cancellation.
6
Keep copies of everything sent and received, and do not sign in as the deceased.

Required Documents

  • Death certificate
  • Documentation of your authority to act for the estate: Such as letters testamentary or letters of administration.
  • The member ID or the account email for the My Best Buy membership
  • The paid membership details: if the member held My Best Buy Plus or My Best Buy Total. The tier, renewal date and card on file, so the term can be cancelled and any pro-rated refund requested.
Download instructions for the whole estate

What Best Buy Co., Inc.'s terms say at death

Section 6 — Membership Cancellation

“If you or Best Buy cancel your membership, you will have 90 days to redeem your points with any unused points forfeited after such time.”1

What Best Buy Co., Inc. says happens7

Transfer at death

Section 5 of the Program Rules bars transfer or assignment of the membership or any Program benefits, and reward certificates may be used only by the member to whom they are issued.1

Who owns the asset

Points, reward certificates and promotional certificates have no cash value, and points may not be redeemed, exchanged or converted to cash.1

Closing the account

When a membership is cancelled, Best Buy may automatically issue reward certificates for every 250 points in the available balance as of the cancellation date.1

When a paid Plus or Total membership is cancelled, accrued points are converted into certificates where possible and a balance under 250 points is lost; a member who is also an active Credit Cardmember keeps the points.2

When the My Best Buy Credit Card account is closed, the member has 90 days to redeem points.2

Inactive accounts and expiry

A Program account is terminated if 24 rolling months pass with no qualifying purchase and no open My Best Buy Credit Card account.1

On or around March 1 each year the available balance is converted into certificates for members who are not active Credit Cardmembers, which starts a 60-day certificate clock.1

Subscriptions and billing

Under the My Best Buy Plus Terms (Section 10), cancelling within 60 days of purchase of the initial or renewal term gives a full refund of that term, and cancelling after that gives a refund pro-rated on the days remaining in the billing year. Best Buy may deduct the value of benefits already used.3

Under the My Best Buy Total Terms (Section 14), cancelling within the Purchase Grace Period gives a full refund and a pro-rated refund after it; the period is 60 days for a yearly membership, 20 days for an initial monthly term and 3 days for a monthly renewal.4

Both paid memberships continue on a year-to-year or month-to-month basis until cancelled. Unlike the points, an unused paid term carries a published refund.3, 4

Passwords and login

Best Buy handles account matters on identification and documentation, not on someone else logging in as the member, and reward certificates may require the member to show identification at the time of purchase.1

How requests are reviewed

The Rules provide no transfer right, so Best Buy is not obligated to issue or honor certificates for a survivor; anything Customer Service agrees to is a discretionary accommodation.1

Other companies and product lines involved1

Citibank (My Best Buy Credit Card)

The My Best Buy Credit Card, a separate account at the issuing bank with its own death notification5

Not in Best Buy's published guidance4

  • A process for a deceased account holder
  • How long a request takes
  • Whether a certified death certificate is required
  • A bereavement channel, portal, email or fax

Sources5

A written request to Best Buy can ask it to transfer the points to a named family member, refund an unspent balance, preserve the account while the estate is opened and close the account.

Nothing in the account survives the holder, and Best Buy allows no lifetime transfer of it either.

Digital Assets Recovery Letter for Best Buy drafts that request from the estate's details.

SimplyTrustSimplyTrust Editorial·

Sources

Data sourced from Best Buy Co., Inc. primary sources (6 pages reviewed). How we research.

Best Buy estate claims

Best Buy Customer Service

Phone

1-888-237-8289 (1-888-BEST-BUY)

Mailing address

My Best Buy Program, P.O. Box 949, Minneapolis, MN 55440-0949

Estate requests go through general customer service.

Verified Sep 2026

Forms for Settling an Estate

Free forms for settling an estate: the probate petition, small estate affidavit, notice to creditors, inventory, and closing forms.

Free

Affidavit of Death

Put a joint owner's or a transfer on death deed owner's death on the land records with the affidavit your state's statute names, laid out for recording.

Get Started
Free

IRS Form 56

Notify the IRS that you are the fiduciary of an estate, a trust or a person, or end a notice filed before, on the official form.

Get Started
Free

Digital Assets Recovery Letter

Prepare a letter requesting a deceased person's online accounts, points, and balances from the program that holds them.

Get Started
Free

Petition for Probate and Letters

Open probate and ask the court to appoint you and issue Letters Testamentary or Letters of Administration.

Get Started
Free

Notice to Creditors

Notify estate creditors and start the claim period — the published notice plus mailed copies for known creditors.

Get Started
Free

Renunciation of Executor

Decline an appointment as executor named in a will — the writing filed with the court before anyone is appointed.

Get Started
Free

Affidavit of Heirship

Prepare the sworn statement of a deceased person's family history and heirs for recording in the county land records, with your state's recording instructions.

Get Started
Free

Small Estate Affidavit

Collect a small estate's property without probate — the sworn affidavit presented to banks and other holders, with a presentation letter for each.

Get Started

All forms

Tools for Settling an Estate

Free tools for settling an estate: whether probate is needed, executor and trustee pay, creditor deadlines, and inheritance taxes.

How Many Death Certificates Do I Need?

Calculate how many certified death certificates you need and see ordering info for your state.

Use Calculator

Do I Need Probate?

Find out if an estate needs probate or qualifies for simplified procedures.

Check Now

What Happens to Jointly Owned Property When an Owner Dies?

See what your state records when a joint tenant with right of survivorship dies: an affidavit, the death certificate or a new deed.

See What Is Recorded

Do I Have to File Tax Returns for Someone Who Died?

Find out which tax returns need to be filed after someone dies and whether tax clearance is required.

Check Requirements

How Do I Settle an Estate?

Personalized plan for settling an estate after someone passes away.

Get Plan

What Do I Do When Someone Dies?

A step-by-step checklist for the days, weeks, and months after a death, with state rules noted where they apply.

Get the Checklist

How Much Are Estate & Inheritance Taxes?

Calculate federal estate tax, state estate tax, and inheritance tax for an estate.

Use Calculator

What Taxes Apply to My Inheritance?

Inheritance tax by state, federal tax on inheritance, and timeline estimates for receiving money, property, or retirement assets.

Learn More

All tools