
What happens to Best Buy points when someone dies
Best Buy publishes no process specific to a deceased person's account; a written request goes by mail.
Under Best Buy's terms, Best Buy points are forfeited when the account holder dies.
Best Buy publishes no process specific to a deceased person's account; a written request goes by mail to My Best Buy Program, P.O. Box 949, Minneapolis, MN 55440-0949. The request takes 4 documents. Best Buy Customer Service answers at 1-888-237-8289.
What to do
- •The points balance; 250 points converts to a $5 reward certificate.
- •Any unredeemed reward certificates and their printed expiration dates.
- •Any paid My Best Buy Plus or My Best Buy Total membership, its renewal date and the card on file.
Required Documents
- Death certificate
- Documentation of your authority to act for the estate: Such as letters testamentary or letters of administration.
- The member ID or the account email for the My Best Buy membership
- The paid membership details: if the member held My Best Buy Plus or My Best Buy Total. The tier, renewal date and card on file, so the term can be cancelled and any pro-rated refund requested.
What Best Buy Co., Inc.'s terms say at death
- Section 6 — Membership Cancellation
“If you or Best Buy cancel your membership, you will have 90 days to redeem your points with any unused points forfeited after such time.”1
What Best Buy Co., Inc. says happens7
- Transfer at death
Section 5 of the Program Rules bars transfer or assignment of the membership or any Program benefits, and reward certificates may be used only by the member to whom they are issued.1
- Who owns the asset
Points, reward certificates and promotional certificates have no cash value, and points may not be redeemed, exchanged or converted to cash.1
- Closing the account
When a membership is cancelled, Best Buy may automatically issue reward certificates for every 250 points in the available balance as of the cancellation date.1
When a paid Plus or Total membership is cancelled, accrued points are converted into certificates where possible and a balance under 250 points is lost; a member who is also an active Credit Cardmember keeps the points.2
When the My Best Buy Credit Card account is closed, the member has 90 days to redeem points.2
- Inactive accounts and expiry
A Program account is terminated if 24 rolling months pass with no qualifying purchase and no open My Best Buy Credit Card account.1
On or around March 1 each year the available balance is converted into certificates for members who are not active Credit Cardmembers, which starts a 60-day certificate clock.1
- Subscriptions and billing
Under the My Best Buy Plus Terms (Section 10), cancelling within 60 days of purchase of the initial or renewal term gives a full refund of that term, and cancelling after that gives a refund pro-rated on the days remaining in the billing year. Best Buy may deduct the value of benefits already used.3
Under the My Best Buy Total Terms (Section 14), cancelling within the Purchase Grace Period gives a full refund and a pro-rated refund after it; the period is 60 days for a yearly membership, 20 days for an initial monthly term and 3 days for a monthly renewal.4
Both paid memberships continue on a year-to-year or month-to-month basis until cancelled. Unlike the points, an unused paid term carries a published refund.3, 4
- Passwords and login
Best Buy handles account matters on identification and documentation, not on someone else logging in as the member, and reward certificates may require the member to show identification at the time of purchase.1
- How requests are reviewed
The Rules provide no transfer right, so Best Buy is not obligated to issue or honor certificates for a survivor; anything Customer Service agrees to is a discretionary accommodation.1
Other companies and product lines involved1
- Citibank (My Best Buy Credit Card)
The My Best Buy Credit Card, a separate account at the issuing bank with its own death notification5
Not in Best Buy's published guidance4
- A process for a deceased account holder
- How long a request takes
- Whether a certified death certificate is required
- A bereavement channel, portal, email or fax
Sources5
- 1.My Best Buy Membership Program Rules, Last Updated 6/4/2026
- 2.My Best Buy Memberships FAQs
- 3.My Best Buy Plus Terms of Service, Version: June 2026
- 4.My Best Buy Total Terms of Service, Version: June 2026
- 5.Best Buy Support
A written request to Best Buy can ask it to transfer the points to a named family member, refund an unspent balance, preserve the account while the estate is opened and close the account.
Nothing in the account survives the holder, and Best Buy allows no lifetime transfer of it either.
Digital Assets Recovery Letter for Best Buy drafts that request from the estate's details.
Sources
Data sourced from Best Buy Co., Inc. primary sources (6 pages reviewed). How we research.
Best Buy estate claims
Best Buy Customer Service
Phone
Mailing address
Website
Estate requests go through general customer service.
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