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Best Buy Co., Inc.

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How to protect your Best Buy points while you are alive

There is no way to name a beneficiary or successor on a Best Buy account. Best Buy allows no lifetime transfer of points; the account holder can only redeem them.

Because Best Buy's terms forfeit Best Buy points at death, anything preserved is moved or used while the account holder is alive. There is no way to name a beneficiary or successor on a Best Buy account. Best Buy allows no lifetime transfer of points; the account holder can only redeem them.

How to protect your Best Buy points

1
Redeem points during your lifetime rather than banking a large balance. Program benefits may not be transferred or assigned, and points and certificates have no cash value.
2
Use reward certificates well before they expire, typically 60 days after issue; used or expired certificates cannot be replaced.
3
If you are not an active Credit Cardmember, expect your balance to convert into certificates on or around March 1 each year, which starts the certificate expiration clock.
4
Keep the Program account eligible if you hold a balance: make a qualifying purchase at least once in every rolling 24-month period, or keep a My Best Buy Credit Card account open.
5
Record the account details where your executor can find them:
  • •The My Best Buy member ID and the account email
  • •Whether you carry a paid My Best Buy Plus or My Best Buy Total membership, and its renewal date
  • •The card on file that the paid membership renews against
6
Note any paid membership in your records. Plus and Total renew automatically until cancelled, so an executor who does not know about it can leave it billing the estate for a full renewal year.
7
Tell whoever settles your estate, in writing, that points and certificates are not inheritable under the Program Rules and that a release to a family member is a courtesy Best Buy may decline.
8
Name who should ask Best Buy in a state-specific last will and testament.

Naming who acts after a death

Designation

There is no way to name a beneficiary or successor on a My Best Buy account; the membership and any Program benefits may not be transferred or assigned.1

What Best Buy Co., Inc.'s terms say about sharing and transfers5

Pooling with family

My Best Buy has no family-pooling, household or points-sharing feature; points are earned and held under a single member account. Value is shared during life only by redeeming points into reward certificates and using them on purchases while the account is active.1

Transfers to another member

Reward certificates are not transferable and may be used only by the member to whom they are issued, and points and certificates may not be transferred except as specified on BestBuy.com/MyBestBuy.1

Transferring the account or registration

The paid My Best Buy Plus and My Best Buy Total memberships are single-member and state that membership cannot be transferred.2, 3

Expiry and activity requirements

Best Buy terminates a Program account unless the member makes a qualifying purchase at least once in every rolling 24-month period or has an open My Best Buy Credit Card account. Earning points requires an active Plus or Total membership or an open card account.1

Every 250 points converts into a $5 reward certificate. Certificates expire at 11:59 p.m. CT on the date shown, typically 60 days after issue; used or expired certificates cannot be replaced, and a certificate gives no change on redemption.1

Fees

The base My Best Buy membership is free and earns no points; My Best Buy Plus is $29.99 per year and My Best Buy Total is $199.99 per year.4, 5

Sources5

Should you save your passwords for your family?

Some people store account passwords so a family member can sign in later. The practice has three practical limits:

  • Two-factor authentication often blocks it. Most accounts require a second factor — a code sent to a phone, an authenticator app, a passkey, or a physical key. A saved password alone frequently does not grant access, and the recovery codes that would are easy to lose or let go stale.
  • It usually conflicts with the platform's terms. Most operators prohibit account sharing and signing in as another person, including after a death. Stored credentials are not the operator's recognized access path, and using them can violate the terms of service.
  • Operators provide other paths. Where an operator offers a designation tool — Apple's Legacy Contact, Google's Inactive Account Manager, a beneficiary designation — that mechanism grants access the operator recognizes. A password manager's own emergency-access or legacy feature passes credentials through a controlled process. Digital assets named in a will or trust give a fiduciary authority under each state's Revised Uniform Fiduciary Access to Digital Assets Act (RUFADAA).
SimplyTrustSimplyTrust Editorial·

Sources

Data sourced from Best Buy Co., Inc. primary sources (6 pages reviewed). How we research.

Best Buy customer support

Best Buy Customer Service

Phone

1-888-237-8289 (1-888-BEST-BUY)

Mailing address

My Best Buy Program, P.O. Box 949, Minneapolis, MN 55440-0949
Verified Sep 2026

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