How Do I Open an Estate Account at WesBanco?
WesBanco opens estate accounts for a court-appointed executor or administrator. The documents it asks for, what the account costs, and the steps it lists are below.
Opening an estate account at WesBanco
Where to open it
Not published by WesBanco
How it opens
- Online
- Not available; 47 of the 153 banks here say the same
What it costs
WesBanco does not state the opening deposit, monthly fee, or fee-waiver balance for an estate account.
- Schedule that applies
- Not stated for estate accounts; WesBanco publishes a personal and a business fee schedule and does not say which one an estate account takes
- For estate accounts
- Accounts titled as estate accounts are excluded from the $300 WesBanco One account-opening offer.
- Other charges
- $5.00 per month on a checking, savings or money market account with no customer deposit or withdrawal for 12 months; an account closed within 90 days of opening is assessed a closing fee.
| Account | To open | Monthly fee | Waiver or condition |
|---|---|---|---|
| WesBanco One | $50 | $8 | eStatements or a $500 minimum daily balance |
| WesBanco One Plus | $500 | $14 | Two of: eStatements, a $2,500 minimum daily balance, a $25,000 combined loan and deposit balance |
| Companion Savings | $50 | $3 | Combined statement with a WesBanco checking account or a $300 minimum daily balance |
| Statement Savings | $50 | $9 quarterly | $300 minimum daily balance throughout the quarter |
| Premium Savings | $10,000 | $10 | $10,000 minimum daily balance |
| Personal Money Market | $1,000 | $10 | $1,000 minimum daily balance |
What to know at WesBanco
WesBanco's $300 WesBanco One account-opening offer excludes accounts titled as estate accounts or trust accounts. Its Business Deposit Account Agreement reserves the right to require the documentation applicable law calls for to establish, maintain, manage and close a fiduciary account. Its online account application offers individual, joint, business and IRA applications, with no estate, trust or fiduciary ownership type.
Not in WesBanco's published guidance
- Which documents it asks for
- Whether it can be opened in a branch, by phone, or by mail
- Whether the deceased must have banked there
- Whether an out-of-state executor can open one
- Whether the death certificate must be a certified copy
- What proof of the EIN it accepts
- Whether the account comes with online banking, checks, a debit card, or mobile deposit
- How the deceased's balances reach the estate account
General information about each bank's published estate-account requirements, not legal or banking advice. Requirements vary by state and account type. Consult the institution for its current requirements. Data verified Sep 24, 2026
No. WesBanco states an estate account cannot be opened online.
WesBanco publishes no document list for estate accounts.
WesBanco does not state the opening deposit, monthly fee, or fee-waiver balance for an estate account. Accounts titled as estate accounts are excluded from the $300 WesBanco One account-opening offer. The estate account carries the fees of whichever of WesBanco's 6 published accounts it is opened as.
An estate account is a bank account titled to the estate itself — not to the person who died and not to the executor personally. The court-appointed executor or administrator opens it to deposit money owed to the estate (final paychecks, refunds, proceeds from closed accounts), pay the estate's debts and expenses, and distribute what remains. Checks made out to "the Estate of" can only be deposited into an account titled this way.
The estate is its own taxpayer, separate from the person who died. Banks open estate accounts under the estate's Employer Identification Number (EIN) from the IRS, not the deceased's Social Security Number. The free EIN application prepares IRS Form SS-4 for the estate.
Is this your situation?
Get a complete guide for your specific circumstances.
Forms for Settling an Estate
Free forms for settling an estate: probate petition, small estate affidavit, creditor notice and closing forms. Prepare each form for your state.
Petition for Probate and Letters
Open probate and ask the court to appoint you and issue Letters Testamentary or Letters of Administration.
Notice to Creditors
Notify estate creditors and start the claim period — the published notice plus mailed copies for known creditors.
Renunciation of Executor
Decline an appointment as executor named in a will — the writing filed with the court before anyone is appointed.
Affidavit of Heirship
Prepare the sworn statement of a deceased person's family history and heirs for recording in the county land records, with your state's recording instructions.
Small Estate Affidavit
Collect a small estate's property without probate — the sworn affidavit presented to banks and other holders, with a presentation letter for each.
Estate Inventory
Prepare the probate inventory of estate property — every asset at its date-of-death value, composed to your state's statute, with the state's filing or delivery instructions.
Tools for Settling an Estate
Free tools for settling an estate: whether probate is needed, executor and trustee pay, creditor deadlines and taxes. Run each tool for your state.
How Much Can an Executor Charge?
Calculate how much an executor can charge for administering an estate.
Can I Self-File Probate?
Whether your state lets you open probate yourself, and what it costs with a lawyer and without one.
How Do I Get Letters Testamentary?
See the court that issues Letters Testamentary or Letters of Administration, the petition, the bond, and the documents to file.
What Are the Creditor Claim Deadlines?
Find creditor claim deadlines, notice requirements, and payment priority order for your state.
What Happens When an Estate Is Insolvent?
See the order your state pays an insolvent estate's debts and which claims go unpaid.
How Do I Claim a Deceased Person's Unclaimed Property?
See where to search for a deceased person's unclaimed property and what each state asks an heir or executor to send.
