How to name beneficiaries and fund a trust at WesBanco
Covers 9 deposit, 2 retirement, and 2 lending accounts — beneficiaries must be updated in-branch
WesBanco Bank, Inc., 1 Bank Plaza, Wheeling, WV 26003
WesBanco Trust and Investment Services
WesBanco Bank, Inc., 1 Bank Plaza, Wheeling, WV 26003
Customer Service / Trust and Investment Services
WesBanco Bank, Inc., 1 Bank Plaza, Wheeling, WV 26003
Preparing your WesBanco accounts for estate transfer involves two primary strategies: designating beneficiaries on individual accounts and, where supported, retitling accounts into a revocable living trust. Both approaches bypass probate, but they work differently depending on the account type.
With 13 product types, WesBanco offers a range of transfer options. Some accounts support Payable on Death (POD) designations, others can be retitled into a trust, and some require probate if no beneficiary is designated. The sections below break down each step.
- Bring a valid government-issued photo ID
- Request to add or update POD (Payable on Death) beneficiary designations on your deposit accounts
- Provide beneficiary information: full legal name, date of birth, Social Security number, and relationship
- Designate primary and contingent beneficiaries with allocation percentages
- Review and sign the beneficiary designation form
- Request a copy of the completed form for your records
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- Beneficiary designation forms must be completed in person or by mail; online beneficiary updates are not currently available for deposit accounts
- IRA beneficiary designations are managed through WesBanco Trust and Investment Services
- Trusts named as beneficiaries may require additional documentation including the trust agreement or Certification of Trust
Sources
Data sourced from WesBanco primary sources (25 pages reviewed). How we research.
Download these WesBanco instructions
Download instructions for the whole estateA printable PDF with the steps, required documents, and contact details — verified against WesBanco primary sources. Bring it to the branch or keep it beside the phone.
WesBanco Bank, Inc., 1 Bank Plaza, Wheeling, WV 26003
WesBanco Trust and Investment Services
WesBanco Bank, Inc., 1 Bank Plaza, Wheeling, WV 26003
Customer Service / Trust and Investment Services
WesBanco Bank, Inc., 1 Bank Plaza, Wheeling, WV 26003
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