Estate planning at WesBanco
How to protect 13 WesBanco accounts — manage beneficiaries in-branch, fund a trust in-branch, and file claims through WesBanco's WesBanco Trust and Investment Services
Phone1-800-905-9043
Toll-Free1-800-905-9043
Mailing Address
WesBanco Bank, Inc., 1 Bank Plaza, Wheeling, WV 26003
WebsiteLearn more→
WesBanco Trust and Investment Services
Phone(304) 234-9000
Toll-Free1-800-905-9043
Mailing Address
WesBanco Bank, Inc., 1 Bank Plaza, Wheeling, WV 26003
WebsiteLearn more→
Customer Service / Trust and Investment Services
Phone1-800-905-9043
Mailing Address
WesBanco Bank, Inc., 1 Bank Plaza, Wheeling, WV 26003
WebsiteNotify online→
Verified Apr 2026
WesBanco offers 13 consumer accounts that interact with estate planning in distinct ways. Of those, 11 can name a trust as beneficiary or be retitled into a trust. Understanding the transfer methods available for each account type helps families keep assets out of probate and ensure they pass to the right people.
Beneficiary designations at WesBanco can be managed in branch, by mail, and by phone, typically taking 15-30 minutes in branch. Trust funding is also available, allowing families to retitle accounts into the name of a revocable living trust.
WesBanco has documented procedures for both preparing accounts during your lifetime and handling claims when an account holder passes away.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 13 account types at WesBanco.
View details →When someone dies
Death claim process
Contact WesBanco's WesBanco Trust and Investment Services to file a claim. 3-step process, 8 required documents, and contact information for survivors.
View details →For questions about any of these procedures, contact WesBanco's WesBanco Trust and Investment Services at 1-800-905-9043.
WesBanco operates in select states, so estate planning procedures may vary by location. Confirm availability in your state before initiating trust funding or account changes.
Frequently asked questions
Yes. WesBanco Trust and Investment Services manages over $9.8 billion in trust assets and provides personal trust management and estate administration. Their team has assisted with the administration of hundreds of estates and can serve as trustee, co-trustee, or agent for the trustee. Services include bill payment, tax filing, insurance policy maintenance, and property oversight. Contact the Trust and Investment department at (304) 234-9000 for a confidential consultation.
Yes. WesBanco is an FDIC-insured bank (routing number 043400036). POD beneficiaries on deposit accounts receive separate FDIC insurance coverage of up to $250,000 per beneficiary. Trust accounts are also FDIC insured up to the maximum allowed by law, based on the number of qualifying beneficiaries named in the trust.
Following the acquisition of Premier Financial Corp. (completed February 28, 2025, with final customer conversion May 19, 2025), WesBanco operates more than 250 financial centers and loan production offices across nine states: West Virginia, Ohio, Pennsylvania, Kentucky, Indiana, Maryland, Michigan, Tennessee, and Virginia. WesBanco held $27.7 billion in total assets as of December 31, 2025, and is the 81st largest insured depository organization in the United States and the 8th largest bank in Ohio by deposit market share.
WesBanco One is a non-interest-bearing checking account with a $50 minimum opening deposit and an $8 monthly fee (waived with eStatements or $500 minimum balance). It includes Advance Paycheck Access, FlexCash, and credit monitoring. WesBanco One Plus is an interest-earning checking account with a $500 minimum opening deposit and a $12 monthly fee (waived when two of three conditions are met: eStatements, $2,500 average daily balance, or $25,000 combined loan and deposit balance). Both accounts include digital banking tools, bill pay, and Zelle access.
Yes. Existing personal deposit accounts (checking, savings, money market, CDs) can be retitled to trust ownership at a WesBanco branch. Bring your Certification of Trust or full trust agreement, trustee identification, and the trust tax identification number. Account titling must match the trust name exactly (e.g., "John Smith, Trustee of the Smith Family Trust dated MM/DD/YYYY"). IRA accounts cannot be retitled to a trust.
FlexCash is a feature included with WesBanco One checking accounts that allows you to borrow up to $1,000 with no credit check. Funds deposit within 2 business days through a self-serve online application. FlexCash is available to WesBanco One and WesBanco One Plus checking account holders.
Sources
Data sourced from WesBanco primary sources (23 pages reviewed). How we research.
Phone1-800-905-9043
Toll-Free1-800-905-9043
Mailing Address
WesBanco Bank, Inc., 1 Bank Plaza, Wheeling, WV 26003
WebsiteLearn more→
WesBanco Trust and Investment Services
Phone(304) 234-9000
Toll-Free1-800-905-9043
Mailing Address
WesBanco Bank, Inc., 1 Bank Plaza, Wheeling, WV 26003
WebsiteLearn more→
Customer Service / Trust and Investment Services
Phone1-800-905-9043
Mailing Address
WesBanco Bank, Inc., 1 Bank Plaza, Wheeling, WV 26003
WebsiteNotify online→
Verified Apr 2026
Estate planning articles
Learn how to protect your WesBanco accounts and other assets with trusts, beneficiary designations, and estate planning documents.
