How Do I Open an Estate Account at MVB Bank?
MVB Bank publishes no estate-account opening procedure. What its guidance does cover, and its estate services contacts.
Estate accounts at MVB Bank
What to know at MVB Bank
MVB Bank publishes nothing about opening an estate (probate) deposit account. A 2026-07-16 sweep of mvbbanking.com — domain-pinned searches for estate/executor/deceased/fiduciary/Letters Testamentary, the personal and business checking pages, site-terms, the digital-banking resource center, the contact page, and the CD campaign page (campaign.mvbbanking.com/cdoffer) — found no estate-account product, no deceased-customer page, and no fiduciary account-opening content of any kind. The Drupal site search module is not enabled (/search/node returns Page Not Found). MVB has no online account-opening application at all: no apply/openaccount subdomain resolves in DNS, no page on the site links to an application, and the CD campaign page routes only to branch maps and a phone number — so whatever estate-account path exists presumably runs through Client Support at 844-682-2265 or one of the seven WV/VA banking centers, but MVB does not say so, and no channel can be confirmed. Note on the deposit agreement: the Deposit Account Agreement PDF cited elsewhere in this record is hosted at mvbank.com — a domain that belongs to Martha's Vineyard Bank, not MVB Bank — and the PDF itself is a generic Compliance Systems template that names no institution; its fiduciary clause (Section 7, "Joint, Trust, Fiduciary and Custodial Accounts") never names executors, administrators, or personal representatives, so it would not support estate-account availability even if its provenance were clean.
This guide summarizes each bank's published estate-account requirements and is not legal or banking advice. Requirements may vary by state and account type.
Frequently Asked Questions
MVB Bank publishes no estate-account opening procedure, and its guidance does not state whether estate accounts are offered. Its estate services team can confirm directly.
An estate account is a bank account titled to the estate itself — not to the person who died and not to the executor personally. The court-appointed executor or administrator opens it to deposit money owed to the estate (final paychecks, refunds, proceeds from closed accounts), pay the estate's debts and expenses, and distribute what remains. Checks made out to "the Estate of" can only be deposited into an account titled this way.
The estate is its own taxpayer, separate from the person who died. Banks open estate accounts under the estate's Employer Identification Number (EIN) from the IRS, not the deceased's Social Security Number. The free EIN application prepares IRS Form SS-4 for the estate.
Sources
Data sourced from MVB Bank primary sources (6 pages reviewed). How we research.
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