Estate planning at MVB Bank
How to protect 15 MVB Bank accounts — manage beneficiaries in-branch, fund a trust in-branch, and file death claims
Customer Service
Phone1-844-682-2265
Mailing Address
MVB Bank, 301 Virginia Avenue, Fairmont, WV 26554
WebsiteLearn more→
Customer Service
Phone1-844-682-2265
Mailing Address
MVB Bank, 301 Virginia Avenue, Fairmont, WV 26554
WebsiteLearn more→
Customer Service / Death Claims
Phone844-682-2265
Toll-Free1-844-682-2265
Mailing Address
MVB Bank, 301 Virginia Avenue, Fairmont, WV 26554
Verified Apr 2026
MVB Bank has 15 accounts, each with different rules for what happens when the account holder dies. Of those, 13 can name a trust as beneficiary or be retitled into a trust. The right combination of beneficiary designations and trust ownership can keep the entire portfolio out of probate.
Beneficiary changes at MVB Bank can be made in branch and by phone. Accounts can also be retitled into a trust to keep them out of probate entirely.
MVB Bank has documented procedures for both preparing accounts during your lifetime and handling claims when an account holder passes away.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 15 account types at MVB Bank.
View details →When someone dies
Death claim process
4-step process, 6 required documents, and contact information for survivors.
View details →MVB Bank operates in select states, so estate planning procedures may vary by location. Confirm availability in your state before initiating trust funding or account changes.
Frequently asked questions
MVB Bank operates seven full-service branches across West Virginia and Virginia. West Virginia locations include Fairmont (main office at 301 Virginia Avenue and Technology Park at 100 NASA Blvd), Bridgeport (1000 Johnson Avenue), Clarksburg (406 West Main Street), and Morgantown area (Sabraton at 10 Sterling Drive and Suncrest at 51 Donahue Drive). The Virginia branch is in Reston at 12100 Sunset Hills Road. MVB Mortgage operates in additional states. Online banking is available to customers in all served locations.
MVB Bank offers seven personal checking options. Service First Checking and Partner Checking have no monthly fee. Foundation Checking has no monthly fee with the first 500 items included and $0.20 per item thereafter. Smart Checking has a $7.50 monthly fee waived with direct deposit or $1,000 daily balance. Performance Checking has a $10.00 monthly fee waived with $1,500 daily balance. 55 and Better Checking is for customers age 55 or older with a $15.00 fee waived with $1,500 balance or direct deposit, plus a complimentary safe deposit box. Title Free Checking is designed for title and settlement companies with ALTA Best Practices compliance tools.
MVB Bank offers certificates of deposit with terms from 6 months to 60 months. The minimum opening deposit is $1,000 and the maximum deposit is $230,000. Interest is compounded quarterly and deposited quarterly. The rate is fixed for the length of the term. At maturity, CDs automatically renew at a 12-month term at the prevailing renewal rate. Early withdrawal penalties may apply. CDs must be opened in person at an MVB Bank branch.
Yes. MVB Bank allows checking, savings, money market, and certificate of deposit accounts to be retitled into the name of a living trust. To do so, visit any MVB Bank branch with your trust agreement or Certificate of Trust, government-issued photo ID for all trustees, and the trust tax identification number. IRAs cannot be retitled to a trust, but a trust may be named as the IRA beneficiary. Any existing POD designations on accounts should be revoked before retitling.
Sources
Data sourced from MVB Bank primary sources (22 pages reviewed). How we research.
Customer Service
Phone1-844-682-2265
Mailing Address
MVB Bank, 301 Virginia Avenue, Fairmont, WV 26554
WebsiteLearn more→
Customer Service
Phone1-844-682-2265
Mailing Address
MVB Bank, 301 Virginia Avenue, Fairmont, WV 26554
WebsiteLearn more→
Customer Service / Death Claims
Phone844-682-2265
Toll-Free1-844-682-2265
Mailing Address
MVB Bank, 301 Virginia Avenue, Fairmont, WV 26554
Verified Apr 2026
Estate planning articles
Learn how to protect your MVB Bank accounts and other assets with trusts, beneficiary designations, and estate planning documents.
