How Do I Open an Estate Account at Coastal Community Bank?
Coastal Community Bank publishes no estate-account opening procedure. What its guidance does cover, and its estate services contacts.
Estate accounts at Coastal Community Bank
What to know at Coastal Community Bank
Coastal Community Bank publishes nothing about estate (probate) account opening on coastalbank.com — sweep of 2026-07-16 covered the FAQ page, the forms-disclosures page, the customer-support page, the personal checking/savings product pages, the FDIC deposit insurance resource, and the business-account-documentation resource; none mention estate accounts, executors, administrators, personal representatives, Letters Testamentary, or fiduciary deposit accounts. No Coastal-brand deposit account agreement or terms-and-conditions document is posted online (the account agreements hosted on the domain are all CCBX fintech partner program agreements). General personal-account opening runs through a local banker or branch with $100 minimum opening deposits on standard checking ($25 for Access Checking), but those facts are stated for personal accounts and are not carried over to estate accounts. An executor would need to contact the Customer eXperience Team at 425-257-9000 or visit a Puget Sound-area branch to learn the bank's estate-account requirements.
This guide summarizes each bank's published estate-account requirements and is not legal or banking advice. Requirements may vary by state and account type.
Frequently Asked Questions
Coastal Community Bank publishes no estate-account opening procedure, and its guidance does not state whether estate accounts are offered. Its estate services team can confirm directly.
An estate account is a bank account titled to the estate itself — not to the person who died and not to the executor personally. The court-appointed executor or administrator opens it to deposit money owed to the estate (final paychecks, refunds, proceeds from closed accounts), pay the estate's debts and expenses, and distribute what remains. Checks made out to "the Estate of" can only be deposited into an account titled this way.
The estate is its own taxpayer, separate from the person who died. Banks open estate accounts under the estate's Employer Identification Number (EIN) from the IRS, not the deceased's Social Security Number. The free EIN application prepares IRS Form SS-4 for the estate.
Sources
Data sourced from Coastal Community Bank primary sources (6 pages reviewed). How we research.
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