Estate planning at Coastal Community Bank
How to protect 13 Coastal Community Bank accounts — manage beneficiaries in-branch, fund a trust in-branch, and file death claims
Customer eXperience (CX) Team
Phone1-425-257-9000
Mailing Address
Coastal Community Bank, P.O. Box 12220, Everett, WA 98206
WebsiteLearn more→
Customer eXperience (CX) Team
Phone1-425-257-9000
Mailing Address
Coastal Community Bank, P.O. Box 12220, Everett, WA 98206
WebsiteLearn more→
Customer eXperience (CX) Team
Phone1-425-257-9000
Mailing Address
Coastal Community Bank, P.O. Box 12220, Everett, WA 98206
WebsiteNotify online→
Verified Apr 2026
Coastal Community Bank has 13 accounts, each with different rules for what happens when the account holder dies. Of those, 11 can name a trust as beneficiary or be retitled into a trust. The right combination of beneficiary designations and trust ownership can keep the entire portfolio out of probate.
Beneficiary designations at Coastal Community Bank can be managed in branch, by mail, and by phone, typically taking 15-30 minutes in branch; longer by mail. Trust funding is also available, allowing families to retitle accounts into the name of a revocable living trust.
Coastal Community Bank has documented procedures for both preparing accounts during your lifetime and handling claims when an account holder passes away.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 13 account types at Coastal Community Bank.
View details →When someone dies
Death claim process
5-step process, 7 required documents, and contact information for survivors.
View details →Coastal Community Bank operates in select states, so estate planning procedures may vary by location. Confirm availability in your state before initiating trust funding or account changes.
Frequently asked questions
Yes. Coastal Community Bank accepts both revocable and irrevocable trust accounts for checking, savings, money market, and CD accounts. Visit a local branch with your Certification of Trust (or full trust agreement), trustee identification, and the trust Tax Identification Number. Existing accounts can also be retitled to a trust without closing them.
Yes. Existing deposit accounts (checking, savings, money market, CDs) can be retitled to your revocable living trust. Visit a Coastal Community Bank branch with your Certification of Trust and trustee identification. The process does not require closing and reopening the account if the same SSN or EIN is used. IRA accounts cannot be retitled to a trust.
The Flex IRA is a flexible Individual Retirement Account available for both Traditional and Roth IRA contributions. It has no term, no maturity date, and no early withdrawal penalty, making it suitable for starting a new IRA or consolidating multiple retirement accounts. Like all IRAs, the Flex IRA cannot be retitled to a trust but can name a trust as beneficiary.
To earn the rewards rate of 0.25% APY (on balances up to $9,999.99) and 0.07% APY (on balances over $10,000), you must complete these activities each monthly qualification cycle: at least 15 debit card purchases of $5.00 minimum each, enrollment in eStatements, and at least 1 direct deposit or automatic payment of $500.00 or more. If qualifications are not met, the base rate of 0.02% APY applies to all balances.
Sources
Data sourced from Coastal Community Bank primary sources (17 pages reviewed). How we research.
Customer eXperience (CX) Team
Phone1-425-257-9000
Mailing Address
Coastal Community Bank, P.O. Box 12220, Everett, WA 98206
WebsiteLearn more→
Customer eXperience (CX) Team
Phone1-425-257-9000
Mailing Address
Coastal Community Bank, P.O. Box 12220, Everett, WA 98206
WebsiteLearn more→
Customer eXperience (CX) Team
Phone1-425-257-9000
Mailing Address
Coastal Community Bank, P.O. Box 12220, Everett, WA 98206
WebsiteNotify online→
Verified Apr 2026
Estate planning articles
Learn how to protect your Coastal Community Bank accounts and other assets with trusts, beneficiary designations, and estate planning documents.
