How to name beneficiaries and fund a trust at Coastal Community Bank
Covers 7 deposit, 4 retirement, and 2 lending accounts — beneficiaries must be updated in-branch
Customer eXperience (CX) Team
Phone1-425-257-9000
Mailing Address
Coastal Community Bank, P.O. Box 12220, Everett, WA 98206
WebsiteLearn more→
Customer eXperience (CX) Team
Phone1-425-257-9000
Mailing Address
Coastal Community Bank, P.O. Box 12220, Everett, WA 98206
WebsiteLearn more→
Customer eXperience (CX) Team
Phone1-425-257-9000
Mailing Address
Coastal Community Bank, P.O. Box 12220, Everett, WA 98206
WebsiteNotify online→
Verified Apr 2026
Preparing your Coastal Community Bank accounts for estate transfer involves two primary strategies: designating beneficiaries on individual accounts and, where supported, retitling accounts into a revocable living trust. Both approaches bypass probate, but they work differently depending on the account type.
Across 13 product types, Coastal Community Bank accounts vary in how they transfer at death. The sections below walk through Payable on Death (POD) designations, trust funding options, and which products support each method.
Coastal CheckingAccess CheckingGreen Rewards CheckingInterest CheckingSavings AccountMoney Market AccountCertificate of Deposit (CD)
1
Visit any Coastal Community Bank branch with a valid government-issued photo ID
2
Request to add or update beneficiary designations on your accounts
3
Provide beneficiary information:
- For deposit accounts: request POD (Payable on Death) designation with beneficiary full legal name, date of birth, Social Security number, and relationship
- For IRA accounts: complete the IRA Beneficiary Designation form with primary and contingent beneficiary sections
4
Review and sign the updated account documentation
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- Trust beneficiary designations may require a copy of the Certification of Trust
- IRA beneficiary changes for married account holders in Washington (a community property state) may require spousal consent
Customer eXperience (CX) Team
Phone1-425-257-9000
Mailing Address
Coastal Community Bank, P.O. Box 12220, Everett, WA 98206
WebsiteLearn more→
Customer eXperience (CX) Team
Phone1-425-257-9000
Mailing Address
Coastal Community Bank, P.O. Box 12220, Everett, WA 98206
WebsiteLearn more→
Customer eXperience (CX) Team
Phone1-425-257-9000
Mailing Address
Coastal Community Bank, P.O. Box 12220, Everett, WA 98206
WebsiteNotify online→
Verified Apr 2026
Estate planning articles
Learn how to protect your Coastal Community Bank accounts and other assets with trusts, beneficiary designations, and estate planning documents.
