How Do I Open an Estate Account at City National WV?

City National WV publishes no estate-account opening procedure. What its guidance does cover, and its estate services contacts.

Estate accounts at City National WV

Estate accounts
Not addressed in City National WV's published guidance

What to know at City National WV

City National Bank of West Virginia publishes no information about opening an estate (probate) deposit account. A full sweep of bankatcity.com (2026-07-16) -- the complete Yoast sitemap (301 page/post URLs), the FAQ page, the legal/disclosures page, the personal and business checking pages, and domain-pinned searches for estate/fiduciary/deceased-account content -- found no estate-account product, no deceased-customer or bereavement page, and no public deposit account agreement. The only estate-related content on the site is the City Wealth Management trust-and-estate-planning page, which describes full-service estate administration (the bank collecting, managing, and distributing estate assets as fiduciary), not self-directed estate account opening by an executor. Executors should contact Customer Care at (888) 816-8064 or visit a branch to ask about opening an account titled to the estate.

Estate services: 1-304-255-7291View City National WV's guidance

This guide summarizes each bank's published estate-account requirements and is not legal or banking advice. Requirements may vary by state and account type.

Frequently Asked Questions

City National WV publishes no estate-account opening procedure, and its guidance does not state whether estate accounts are offered. Its estate services team can confirm directly.

An estate account is a bank account titled to the estate itself — not to the person who died and not to the executor personally. The court-appointed executor or administrator opens it to deposit money owed to the estate (final paychecks, refunds, proceeds from closed accounts), pay the estate's debts and expenses, and distribute what remains. Checks made out to "the Estate of" can only be deposited into an account titled this way.

The estate is its own taxpayer, separate from the person who died. Banks open estate accounts under the estate's Employer Identification Number (EIN) from the IRS, not the deceased's Social Security Number. The free EIN application prepares IRS Form SS-4 for the estate.

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Sources

Data sourced from City National WV primary sources (4 pages reviewed). How we research.

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