Estate planning at City National WV
How to protect 18 City National WV accounts — manage beneficiaries in-branch, fund a trust in-branch, and file claims through City National WV's City Wealth Management
Customer Care Center
City National Bank, PO Box 7520, Cross Lanes, WV 25356-0520
Customer Care Center
City National Bank, PO Box 7520, Cross Lanes, WV 25356-0520
How your City National WV accounts transfer at death depends on how each one is titled and whether a beneficiary is on file. Of those, 11 can name a trust as beneficiary or be retitled into a trust. Getting these details right keeps assets out of probate and ensures they reach the intended recipients.
At City National WV, beneficiary designations are managed in branch, by mail, and by phone. Accounts can also be retitled into a trust to keep them out of probate entirely.
City National WV has documented procedures for both preparing accounts during your lifetime and handling claims when an account holder passes away.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 18 account types at City National WV.
View details →When someone dies
Death claim process
Contact City National WV's City Wealth Management to file a claim. 5-step process, 7 required documents, and contact information for survivors.
View details →For questions about any of these procedures, contact City National WV's City Wealth Management at 1-304-255-7291.
Because City National WV serves a limited number of states, procedures for trust funding and beneficiary changes may differ depending on your location. Verify availability before starting.
Frequently asked questions
Yes. City National Bank of West Virginia accepts both revocable and irrevocable trust accounts for checking, savings, money market, and CD accounts. Visit a local branch with your Certification of Trust (or full trust agreement), trustee identification, and the trust Tax Identification Number. Existing deposit accounts can also be retitled to a trust without closing and reopening them, provided the same SSN or EIN is used. IRA and HSA accounts cannot be retitled to a trust. The bank's City Wealth Management team can also assist with trust setup and recommend attorneys if needed.
Yes. A trust can be named as beneficiary of a Traditional IRA or Roth IRA at City National Bank. However, IRAs cannot be retitled to a trust -- the account must remain in the individual's name. Contact City National Bank at (888) 816-8064 or visit a branch to complete an IRA Beneficiary Designation form. Married account holders may need spousal consent to name a non-spouse beneficiary.
Sources
Data sourced from City National WV primary sources (17 pages reviewed). How we research.
Customer Care Center
City National Bank, PO Box 7520, Cross Lanes, WV 25356-0520
Customer Care Center
City National Bank, PO Box 7520, Cross Lanes, WV 25356-0520
Estate planning articles
Learn how to protect your City National WV accounts and other assets with trusts, beneficiary designations, and estate planning documents.
