Estate planning at City National WV
How to protect 18 City National WV accounts — manage beneficiaries in-branch, fund a trust in-branch, and file claims through City National WV's City Wealth Management
Customer Care Center
Phone1-888-816-8064
Mailing Address
City National Bank, PO Box 7520, Cross Lanes, WV 25356-0520
Telephone Banking (24-hour)
After Hours Support (24/7)
Mortgage/Home Equity/Consumer Loans
Loan Payments
Debit Card Issues/Activation
Lost/Stolen Card (Domestic)
Lost/Stolen Card (International)
Wealth Management
Cash Management
Bill Pay Support
WebsiteLearn more→
Customer Care Center
Phone1-888-816-8064
Mailing Address
City National Bank, PO Box 7520, Cross Lanes, WV 25356-0520
After Hours Support (24/7)
Mortgage & Loans
Verified Apr 2026
How your City National WV accounts transfer at death depends on how each one is titled and whether a beneficiary is on file. Of those, 11 can name a trust as beneficiary or be retitled into a trust. Getting these details right keeps assets out of probate and ensures they reach the intended recipients.
Managing beneficiaries at City National WV is straightforward—changes can be made in branch, by mail, and by phone, typically taking 15-30 minutes in branch; longer by mail. Trust funding is also available, allowing families to retitle accounts into the name of a revocable living trust.
City National WV has documented procedures for both preparing accounts during your lifetime and handling claims when an account holder passes away.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 18 account types at City National WV.
View details →When someone dies
Death claim process
Contact City National WV's City Wealth Management to file a claim. 5-step process, 7 required documents, and contact information for survivors.
View details →For questions about any of these procedures, contact City National WV's City Wealth Management at 1-304-255-7291.
Because City National WV serves a limited number of states, procedures for trust funding and beneficiary changes may differ depending on your location. Verify availability before starting.
Frequently asked questions
Yes. City National Bank of West Virginia accepts both revocable and irrevocable trust accounts for checking, savings, money market, and CD accounts. Visit a local branch with your Certification of Trust (or full trust agreement), trustee identification, and the trust Tax Identification Number. Existing accounts can also be retitled to a trust without closing them. The bank's City Wealth Management team can also assist with trust setup and recommend attorneys if needed.
Yes. Existing deposit accounts (checking, savings, money market, CDs) can be retitled to your revocable living trust. Visit a City National Bank branch with your Certification of Trust and trustee identification. The process does not require closing and reopening the account if the same SSN or EIN is used. IRA and HSA accounts cannot be retitled to a trust.
Yes. City National Bank's City Wealth Management division provides comprehensive trust and estate administration services, including serving as trustee, managing investments within trusts, and handling estate settlement. Services include Trust Under Agreement (living trusts), Trust Under Will (testamentary trusts), and estate administration. The bank works directly with your attorney to assist in creating an estate plan and can recommend attorneys if needed. Contact the Wealth Management Division at (304) 255-7291 or visit bankatcity.com to find a local advisor.
Yes. A trust can be named as beneficiary of a Traditional IRA or Roth IRA at City National Bank. However, IRAs cannot be retitled to a trust -- the account must remain in the individual's name. Contact City National Bank at (888) 816-8064 or visit a branch to complete an IRA Beneficiary Designation form. Married account holders may need spousal consent to name a non-spouse beneficiary.
City National Bank offers conventional, FHA, VA, and USDA home loans, as well as their Zero Down Payment Champion mortgage for qualifying borrowers. The bank also offers home equity lines of credit (HELOCs) and fixed-rate home equity loans. A Physicians Home Equity Line of Credit is available with high loan-to-value ratios and competitive rates. Contact local mortgage lenders at (800) 896-0769.
Yes. City National Bank offers Health Savings Accounts (HSAs) with a $50 minimum opening deposit. Contributions are tax-deductible, earnings grow tax-free, and withdrawals for qualified medical expenses are tax-free. Unspent funds roll over year to year. An HSA requires enrollment in a qualifying high-deductible health plan. HSAs cannot be retitled to a trust; a beneficiary designation is the transfer method.
Sources
Data sourced from City National WV primary sources (15 pages reviewed). How we research.
Customer Care Center
Phone1-888-816-8064
Mailing Address
City National Bank, PO Box 7520, Cross Lanes, WV 25356-0520
Telephone Banking (24-hour)
After Hours Support (24/7)
Mortgage/Home Equity/Consumer Loans
Loan Payments
Debit Card Issues/Activation
Lost/Stolen Card (Domestic)
Lost/Stolen Card (International)
Wealth Management
Cash Management
Bill Pay Support
WebsiteLearn more→
Customer Care Center
Phone1-888-816-8064
Mailing Address
City National Bank, PO Box 7520, Cross Lanes, WV 25356-0520
After Hours Support (24/7)
Mortgage & Loans
Verified Apr 2026
Estate planning articles
Learn how to protect your City National WV accounts and other assets with trusts, beneficiary designations, and estate planning documents.
