How to name beneficiaries and fund a trust at City National WV
Covers 12 deposit, 2 retirement, and 4 lending accounts — beneficiaries must be updated in-branch
Customer Care Center
City National Bank, PO Box 7520, Cross Lanes, WV 25356-0520
Customer Care Center
City National Bank, PO Box 7520, Cross Lanes, WV 25356-0520
There are two ways to keep your City National WV accounts out of probate: adding beneficiary designations and retitling eligible accounts into a revocable living trust. Which approach works best depends on the account type and your overall estate plan.
City National WV has 18 accounts with different estate transfer rules. Here is how beneficiary designations, trust ownership, and probate apply to each one.
- For deposit accounts: request POD (Payable on Death) designation with beneficiary full legal name, date of birth, Social Security number, and relationship
- For IRA accounts: complete the IRA Beneficiary Designation form with primary and contingent beneficiary sections
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- POD beneficiary changes must be in writing and delivered to the bank prior to the account owner's death to be valid (WV Code 31A-4-33A)
- Trust beneficiary designations may require a copy of the Certification of Trust
- IRA beneficiary changes for married account holders may require spousal consent
Sources
Data sourced from City National WV primary sources (17 pages reviewed). How we research.
Download these City National WV instructions
Download instructions for the whole estateA printable PDF with the steps, required documents, and contact details — verified against City National WV primary sources. Bring it to the branch or keep it beside the phone.
Customer Care Center
City National Bank, PO Box 7520, Cross Lanes, WV 25356-0520
Customer Care Center
City National Bank, PO Box 7520, Cross Lanes, WV 25356-0520
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