How to name beneficiaries and fund a trust at City National WV
Covers 12 deposit, 2 retirement, and 4 lending accounts — beneficiaries must be updated in-branch
Customer Care Center
Phone1-888-816-8064
Mailing Address
City National Bank, PO Box 7520, Cross Lanes, WV 25356-0520
Telephone Banking (24-hour)
After Hours Support (24/7)
Mortgage/Home Equity/Consumer Loans
Loan Payments
Debit Card Issues/Activation
Lost/Stolen Card (Domestic)
Lost/Stolen Card (International)
Wealth Management
Cash Management
Bill Pay Support
WebsiteLearn more→
Customer Care Center
Phone1-888-816-8064
Mailing Address
City National Bank, PO Box 7520, Cross Lanes, WV 25356-0520
After Hours Support (24/7)
Mortgage & Loans
Verified Apr 2026
There are two ways to keep your City National WV accounts out of probate: adding beneficiary designations and retitling eligible accounts into a revocable living trust. Which approach works best depends on the account type and your overall estate plan.
Across 18 product types, City National WV accounts vary in how they transfer at death. The sections below walk through Payable on Death (POD) designations, trust funding options, and which products support each method.
City Gold CheckingeStatement CheckingPremier CheckingCommunity Hero CheckingLegacy CheckingTeen CheckingCheckless CheckingBounce Back CheckingRegular SavingsLiquid Gold Money MarketCertificate of Deposit (CD)Health Savings Account (HSA)
1
Visit any City National Bank branch with a valid government-issued photo ID
2
Request to add or update beneficiary designations on your accounts
3
Provide beneficiary information:
- For deposit accounts: request POD (Payable on Death) designation with beneficiary full legal name, date of birth, Social Security number, and relationship
- For IRA accounts: complete the IRA Beneficiary Designation form with primary and contingent beneficiary sections
4
Review and sign the updated account documentation
5
Request a copy of the completed beneficiary designation for your records
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- POD beneficiary changes must be in writing and delivered to the bank prior to the account owner's death to be valid (WV Code 31A-4-33A)
- Trust beneficiary designations may require a copy of the Certification of Trust
- IRA beneficiary changes for married account holders may require spousal consent
Customer Care Center
Phone1-888-816-8064
Mailing Address
City National Bank, PO Box 7520, Cross Lanes, WV 25356-0520
Telephone Banking (24-hour)
After Hours Support (24/7)
Mortgage/Home Equity/Consumer Loans
Loan Payments
Debit Card Issues/Activation
Lost/Stolen Card (Domestic)
Lost/Stolen Card (International)
Wealth Management
Cash Management
Bill Pay Support
WebsiteLearn more→
Customer Care Center
Phone1-888-816-8064
Mailing Address
City National Bank, PO Box 7520, Cross Lanes, WV 25356-0520
After Hours Support (24/7)
Mortgage & Loans
Verified Apr 2026
Estate planning articles
Learn how to protect your City National WV accounts and other assets with trusts, beneficiary designations, and estate planning documents.
