Build Your Rhode Island Estate Plan Today

Like all states, Rhode Island recognizes formally executed wills and living trusts as valid estate planning tools. A standard will here requires 2 adult witnesses. Rhode Island doesn't offer a self-proving affidavit at the time you sign your will. Instead, your witnesses may need to provide sworn statements during probate to verify they watched you sign. Keep their contact information current—if they can't be located, proving the will becomes more complicated.

If you die without a will in Rhode Island, your heirs must survive you by at least 5 days to inherit anything. This "survival period" exists to prevent property from passing through multiple estates in quick succession when family members die close together in time, such as in an accident. Rhode Island has an unusual intestacy rule affecting real estate: a surviving spouse receives a "life estate" in real property rather than outright ownership, with the remainder passing to other heirs. This allows the spouse to live in the family home for life but can complicate selling, downsizing, or accessing home equity. Personal property (bank accounts, investments) follows different rules and may pass outright.

Rhode Island has a relatively low threshold for simplified estate procedures—only estates under $15,000 can avoid formal probate. This means most families will need to go through the full probate process, making strategies like living trusts or beneficiary designations particularly valuable here. Unlike states with formal independent administration statutes (such as California and Texas), Rhode Island doesn't offer a simplified procedure for executors to petition for reduced court oversight. However, executors typically have statutory authority to manage routine estate matters. For families looking to avoid probate court involvement entirely, a revocable living trust remains the most reliable option.