Estate planning at Navigant CU
How to protect 17 Navigant CU accounts — manage beneficiaries in-branch, fund a trust in-branch, and file death claims
Phone(401) 233-4700
Mailing Address
Navigant Credit Union, 1005 Douglas Pike, Smithfield, RI 02917
Telephone Banking
Credit Card Support
WebsiteLearn more→
Phone(401) 233-4700
Mailing Address
Navigant Credit Union, 1005 Douglas Pike, Smithfield, RI 02917
Telephone Banking
Credit Card Support
WebsiteLearn more→
Death Claims
Phone(401) 233-4700
Fax(401) 233-4715
Mailing Address
Navigant Credit Union, 1005 Douglas Pike, Smithfield, RI 02917
Verified Apr 2026
Navigant CU is a credit union offering 17 accounts that interact with estate planning in different ways. As a membership-based credit union, Navigant CU membership is open to anyone who lives in the state of Rhode Island or select areas of Connecticut and Massachusetts. Navigant operates 25 branches throughout Rhode Island. Named among America's Best Regional Banks and Credit Unions by Newsweek (2026) and Rhode Island's top credit union by Forbes (2025). Over $4 billion in assets. Understanding how each account transfers at death—and which ones a trust can hold—helps families avoid probate delays and unintended outcomes.
Account holders can update their beneficiary designations at Navigant CU in branch, by mail, and by phone. Accounts can also be retitled into a trust to keep them out of probate entirely.
Navigant CU has documented procedures for both preparing accounts during your lifetime and handling claims when an account holder passes away.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 17 account types at Navigant CU.
View details →When someone dies
Death claim process
6-step process, 6 required documents, and contact information for survivors.
View details →Navigant CU is not available nationwide. Estate planning procedures may vary by state, so confirm that your location is served before making account changes.
Frequently asked questions
Navigant accepts either a full trust agreement or a Certificate of Trust to open a trust account. The Certificate of Trust must identify the legal trust name, effective date, authorized trustee(s), and the trust tax identification number (TIN/EIN), or the grantor's SSN for a revocable trust where the grantor is still living. Only trustees may transact on the account after it is established. Contact Navigant at 401-233-4700 or visit any branch to initiate the trust account setup.
Navigant offers wealth management through NCU Investment Solutions (formerly NCU Wealth Management, integrated with Randall Financial Group effective September 2025), a registered investment advisor and subsidiary of NCU Holding Company, LLC. NCU Investment Solutions provides financial planning, investment management, tax planning, and estate planning coordination. The team can be reached at 401-233-4337 or operations@ncuinvestments.com. Navigant itself does not provide legal, tax, or estate planning advice.
Sources
Data sourced from Navigant CU primary sources (15 pages reviewed). How we research.
Phone(401) 233-4700
Mailing Address
Navigant Credit Union, 1005 Douglas Pike, Smithfield, RI 02917
Telephone Banking
Credit Card Support
WebsiteLearn more→
Phone(401) 233-4700
Mailing Address
Navigant Credit Union, 1005 Douglas Pike, Smithfield, RI 02917
Telephone Banking
Credit Card Support
WebsiteLearn more→
Death Claims
Phone(401) 233-4700
Fax(401) 233-4715
Mailing Address
Navigant Credit Union, 1005 Douglas Pike, Smithfield, RI 02917
Verified Apr 2026
Estate planning articles
Learn how to protect your Navigant CU accounts and other assets with trusts, beneficiary designations, and estate planning documents.
