Estate planning at Alliant
How to protect 13 Alliant accounts — manage beneficiaries online, fund a trust by mail, and file claims through Alliant's Special Services
Phone1-800-328-1935
Mailing Address
Alliant Credit Union, P.O. Box 66945, Chicago, IL 60666-0945
International Callers
WebsiteLearn more→
Special Services
Phone1-773-462-2182
Fax1-773-462-2124
Mailing Address
Alliant Credit Union, Attn: Special Services, P.O. Box 66945, Chicago, IL 60666-0945
WebsiteLearn more→
Special Services
Phone1-800-328-1935
Fax1-773-462-2124
Mailing Address
Alliant Credit Union, Attn: Special Services, P.O. Box 66945, Chicago, IL 60666-0945
Special Services Direct
WebsiteNotify online→
Verified Apr 2026
How your Alliant accounts transfer at death depends on how each one is set up. As a membership-based credit union, Alliant online-only credit union available nationwide. No physical branch locations. Membership open through partner organizations or a $5 donation to Foster Care to Success. With 13 account types, the transfer rules vary—getting the right designations in place now prevents delays and court involvement later.
Beneficiary designations at Alliant can be managed online and by mail, typically taking 15-30 minutes to complete form; processing time varies. Trust funding is also available, allowing families to retitle accounts into the name of a revocable living trust.
There are two sides to estate planning at Alliant: setting things up while you're alive, and the process survivors follow after a death.
Preparing your estate
Beneficiaries and trust funding
How to manage beneficiaries online, fund a trust by mail, and review 13 account types at Alliant.
View details →When someone dies
Death claim process
Contact Alliant's Special Services to file a claim. 4-step process, 6 required documents, and contact information for survivors.
View details →Reach Alliant's Special Services at 1-773-462-2182 for help with any of these procedures.
Frequently asked questions
Trust accounts are not eligible for debit or savings ATM cards, credit cards, consumer or mortgage loans, or IRAs. Checking without a debit card is available, but check imprints must include the trust title and names of all trustees. Alliant encourages members to keep a separate individual account for products not available to trusts.
Yes. You can designate an existing trust as a beneficiary on eligible Alliant savings and certificate accounts. You will need to provide the trust name, date, and trustee information on the Beneficiary Add/Delete Form. Neither the primary owner nor a joint owner can be designated as a beneficiary on the same Share ID.
No. Alliant Credit Union does not offer contingent beneficiary designations. Only primary beneficiaries are supported. If you need contingent beneficiary planning, consider naming a trust as the primary beneficiary, which can include contingent distribution instructions within the trust document itself.
Yes. Alliant Retirement and Investment Services (ARIS) is a full-service financial advisory program offering retirement, insurance, and investment services. Products and services are offered through LPL Financial. ARIS is a separate entity from Alliant Credit Union. Members can schedule a no-cost consultation with an ARIS financial consultant.
Mail documents to Alliant Credit Union, Attn: Special Services, P.O. Box 66945, Chicago, IL 60666-0945. For overnight delivery, use: 11545 W. Touhy Avenue, Chicago, IL 60666 (phone: 773-462-2182). Checks payable to your trust account should also be sent to the Special Services mailing address.
IRA beneficiaries are designated using a separate IRA Beneficiary Designation/Change form, not the standard Beneficiary Add/Delete Form used for savings and certificates. Beneficiaries may be an individual or a trust. The form is available at alliantcreditunion.org/forms or by calling 800-328-1935.
Sources
Data sourced from Alliant primary sources (22 pages reviewed). How we research.
Phone1-800-328-1935
Mailing Address
Alliant Credit Union, P.O. Box 66945, Chicago, IL 60666-0945
International Callers
WebsiteLearn more→
Special Services
Phone1-773-462-2182
Fax1-773-462-2124
Mailing Address
Alliant Credit Union, Attn: Special Services, P.O. Box 66945, Chicago, IL 60666-0945
WebsiteLearn more→
Special Services
Phone1-800-328-1935
Fax1-773-462-2124
Mailing Address
Alliant Credit Union, Attn: Special Services, P.O. Box 66945, Chicago, IL 60666-0945
Special Services Direct
WebsiteNotify online→
Verified Apr 2026
Estate planning articles
Learn how to protect your Alliant accounts and other assets with trusts, beneficiary designations, and estate planning documents.
