What to do when a WyHy FCU account holder dies
Report the death to WyHy FCU at 1-800-442-2392
After a member of WyHy FCU dies, WyHy FCU manages the transfer of accounts. POD-designated and trust-owned accounts pass directly to beneficiaries. Accounts held solely in the member's name may require probate court documents—Letters Testamentary or Letters of Administration—before funds can be released.
Before contacting WyHy FCU, have the account holder's full name, date of birth, and any available account numbers ready.
Death claim process
Here is the step-by-step death claim process at WyHy FCU:
Filing a claim
What happens to each kind of account1
- Account in one name
Under WyHy's bylaws, the share account of a deceased member, other than one held in joint tenancy with another member, may be continued until the close of the dividend period in which the administration of the estate is completed.1
Not in WyHy FCU's published guidance4
- A procedure for reporting a death
- A department for deceased-customer accounts
- A list of required documents
- How long a claim takes
Sources1
Frequently asked questions
WyHy publishes no death-claim procedure or document list; its Contact Center is at (307) 638-4200 or (800) 442-2392. Under WyHy Bylaws Art. III, Sec. 5(d), the share account of a deceased member (other than one held in joint tenancy with another member) may be continued until the close of the dividend period in which the administration of the deceased's estate is completed.
Wyoming law (Wyo. Stat. 2-1-201) requires a holder of a decedent's property to pay property on deposit in the decedent's sole name to the distributees on an affidavit, not earlier than 30 days after death, when the Wyoming estate subject to administration, less liens and encumbrances, does not exceed $400,000 and no personal representative application is pending or granted in Wyoming. The affidavit is filed with the county clerk and a certified copy is presented to the holder. WyHy publishes no procedure of its own for these affidavits.
WyHy publishes no procedure for the loans of a deceased member. Its optional SmartPayment Protection plan, where purchased on an eligible consumer loan (closed-end consumer loans with terms of 120 months or less, open-end consumer credit plans, unsecured lines of credit, and credit cards), cancels the loan balance as of the date of death, up to a $75,000 maximum. WyHy trust accounts do not support loans.
Sources
Data sourced from WyHy FCU primary sources (29 pages reviewed). How we research.
WyHy FCU death claims support
Contact Center
Phone
Toll-free
Cheyenne Fax
Casper Fax
Green River Fax
Contact Center Fax (dealer POs and payoffs only)
Fax
Mailing address
Website
Death notifications go through general customer service.
Estate planning articles
Learn how to protect your WyHy FCU accounts and other assets with trusts, beneficiary designations, and estate planning documents.
Is this your situation?
Get a complete guide for your specific circumstances.
Forms for Settling an Estate
Free forms for settling an estate: the probate petition, small estate affidavit, notice to creditors, inventory, and closing forms.
Digital Assets Recovery Letter
Prepare a letter requesting a deceased person's online accounts, points, and balances from the program that holds them.
Petition for Probate and Letters
Open probate and ask the court to appoint you and issue Letters Testamentary or Letters of Administration.
Notice to Creditors
Notify estate creditors and start the claim period — the published notice plus mailed copies for known creditors.
Renunciation of Executor
Decline an appointment as executor named in a will — the writing filed with the court before anyone is appointed.
Affidavit of Heirship
Prepare the sworn statement of a deceased person's family history and heirs for recording in the county land records, with your state's recording instructions.
Small Estate Affidavit
Collect a small estate's property without probate — the sworn affidavit presented to banks and other holders, with a presentation letter for each.
Tools for Settling an Estate
Free tools for settling an estate: whether probate is needed, executor and trustee pay, creditor deadlines, and inheritance taxes.
How Many Death Certificates Do I Need?
Calculate how many certified death certificates you need and see ordering info for your state.
Do I Need Probate?
Find out if an estate needs probate or qualifies for simplified procedures.
Do I Have to File Tax Returns for Someone Who Died?
Find out which tax returns need to be filed after someone dies and whether tax clearance is required.
How Do I Settle an Estate?
Personalized plan for settling an estate after someone passes away.
What Do I Do When Someone Dies?
A step-by-step checklist for the days, weeks, and months after a death, with state rules noted where they apply.
How Much Are Estate & Inheritance Taxes?
Calculate federal estate tax, state estate tax, and inheritance tax for an estate.
