Estate planning and settlement at WyHy FCU
Fund a trust in branch and report a death at 1-800-442-2392
WyHy FCU offers 18 accounts, each with its own rules for what happens when a member dies. As a membership-based credit union, WyHy FCU membership is open to individuals who live, work, worship, or attend school in Wyoming, family members of WyHy members, volunteers in communities in Wyoming, organizations of members, and businesses and other legal entities located in Wyoming. Five branch locations: Cheyenne (headquarters, 1715 Stillwater Avenue), Casper, Rock Springs, Green River, and Lyman. Merger history published by WyHy: Wyoming Feds (1986), Green River Basin (2021), WyoChem (2022), and Sweetwater (2023). Routing number: 307086691. Some transfer automatically to a named beneficiary, others can be held in a trust, and a few may require probate if no plan is in place.
WyHy FCU provides specific procedures for both proactive estate planning and filing claims after a death.
Beneficiaries and trust funding
How to fund a trust in-branch, and review 18 account types at WyHy FCU.
Preparing your estate →Death claim process
Report the death to WyHy FCU at 1-800-442-2392. The page lists the steps and the documents to send.
When someone dies →WyHy FCU is not available nationwide. Estate planning procedures may vary by state, so confirm that your location is served before making account changes.
Frequently asked questions
Membership is open to individuals who live, work, worship, or attend school in Wyoming, family members of WyHy members, volunteers in communities in Wyoming, organizations of members, and businesses and other legal entities located in Wyoming. Membership is established with a $10 share savings deposit ($5 membership fee and $5 share par value). Applications are taken online at apply.wyhy.org or at any branch.
Yes. WyHy trust accounts can be opened for as low as $10, carry unlimited withdrawals and transfers, and can include checking, debit cards, direct deposit, and share certificates. Trust accounts do not support loans. To open one, visit or contact WyHy once the trust is in place. Under WyHy Bylaws Art. III, Sec. 6, the settlor of a revocable trust must be a member of the credit union, and the trust must state the name of the beneficiary. Details: https://www.wyhy.org/personal/checking-and-savings/revocable-trust-accounts
Yes. WyHy offers will and trust document preparation through Legal Karma, reached by logging in to online banking, selecting "Tools," then "Legal Karma." Packages: a Will package (Last Will and Testament, HIPAA Authorization, Financial Power of Attorney, Advanced Healthcare Directive), a Trust package (Revocable Living Trust, Certificate of Trust, Pour-over Will, HIPAA Authorization, Financial Power of Attorney, Advanced Healthcare Directive), and a Power of Attorney package. Specialist support: (307) 441-9256, Monday through Friday, 9am-5pm EST. Details: https://estateplanning.wyhy.org/members
Sources
Data sourced from WyHy FCU primary sources (29 pages reviewed). How we research.
WyHy FCU customer support
Contact Center
Phone
Toll-free
Cheyenne Fax
Casper Fax
Green River Fax
Contact Center Fax (dealer POs and payoffs only)
Fax
Mailing address
Website
Estate planning articles
Learn how to protect your WyHy FCU accounts and other assets with trusts, beneficiary designations, and estate planning documents.
Forms for Planning Your Estate
Free forms for planning your estate: a will, living trust, pour-over will, both powers of attorney, living will, and TOD deed.
Last Will and Testament
Name your heirs, guardians, and final wishes. Free for every state.
Transfer on Death Deed
Transfer real property to a beneficiary upon your death without probate. Available in 34 states and the District of Columbia.
Vehicle Transfer on Death
Name a beneficiary to inherit your vehicle at death without probate. Available in 26 states and the District of Columbia.
Tools for Planning Your Estate
Free tools for planning your estate: what a will or trust costs, whether you need a trust or TOD deed, and how documents are signed.
How Do I Sign Estate Documents?
Find witness, notary, and remote signing requirements for all 50 states.
Will My Estate Documents Transfer?
Check if estate planning documents signed in one state are valid in another.
Trust or Will: Which Costs Less?
Compare the cost of probate vs a trust for your state and estate value.
How Much Does a Revocable Living Trust Cost?
Compare revocable living trust costs across providers including online services and attorneys.
How Much Does a Will Cost?
Compare will costs across providers plus probate costs your heirs will pay.
How Does SimplyTrust Compare to LegalZoom, Trust & Will, and Other Services?
Compare what it costs to make a trust official across SimplyTrust, LegalZoom, Trust & Will, Rocket Lawyer, and Quicken WillMaker.
