Estate planning at WyHy FCU
How to protect 18 WyHy FCU accounts — manage beneficiaries in-branch, fund a trust in-branch, and file claims through WyHy FCU's Member Services
Member Services / WyHy Contact Center
WyHy Federal Credit Union, PO Box 20050, Cheyenne, WY 82003
Member Services
WyHy Federal Credit Union, PO Box 20050, Cheyenne, WY 82003
Member Services
WyHy Federal Credit Union, PO Box 20050, Cheyenne, WY 82003
WyHy FCU offers 18 accounts, each with its own rules for what happens when a member dies. As a membership-based credit union, WyHy FCU membership open to anyone who lives, works, worships, or attends school in Wyoming, as well as family members of existing WyHy members, volunteers in Wyoming communities, and businesses or legal entities located in Wyoming. Five branch locations: Cheyenne (headquarters at 1715 Stillwater Avenue), Casper, Rock Springs, Green River, and Lyman. Recent merger history includes Wyoming Feds (1986), Green River Basin (2021), WyoChem (2022), and Sweetwater (2023). Routing number: 307086691. Some transfer automatically to a named beneficiary, others can be held in a trust, and a few may require probate if no plan is in place.
Managing beneficiaries at WyHy FCU is straightforward—changes can be made in branch and by mail, typically taking 15-30 minutes. Trust funding is also available, allowing families to retitle accounts into the name of a revocable living trust.
WyHy FCU provides specific procedures for both proactive estate planning and filing claims after a death.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 18 account types at WyHy FCU.
View details →When someone dies
Death claim process
Contact WyHy FCU's Member Services to file a claim. 4-step process, 6 required documents, and contact information for survivors.
View details →Reach WyHy FCU's Member Services at 1-800-442-2392 for help with any of these procedures.
WyHy FCU is not available nationwide. Estate planning procedures may vary by state, so confirm that your location is served before making account changes.
Frequently asked questions
Visit any WyHy branch location or call (800) 442-2392 to request a beneficiary designation form. Complete the form with primary and contingent beneficiary information including full legal names, dates of birth, Social Security numbers, and relationship to the account holder. All account owners must sign the form. Beneficiary changes cannot be made online.
Membership is open to anyone who lives, works, worships, or attends school in Wyoming. Family members of existing WyHy members, volunteers in Wyoming communities, and businesses or other legal entities located in Wyoming are also eligible. Join online at apply.wyhy.org or visit any branch location.
Yes. WyHy offers dedicated revocable trust accounts that include checking, debit card, direct deposit, share certificates, and unlimited withdrawals and transfers. A minimum $10 deposit is required to open a revocable trust account. Trust accounts can be amended or terminated at any time. Loan products are not available through trust accounts. Visit any WyHy branch with your trust document or Certification of Trust to get started. More information is available at https://www.wyhy.org/personal/checking-and-savings/revocable-trust-accounts
Yes. WyHy partners with Legal Karma, an online estate planning service, to offer document preparation for members. Members choose from a Will package (Last Will and Testament, HIPAA Authorization, Financial Power of Attorney, and Advanced Healthcare Directive), a Power of Attorney package, or a Trust package (Revocable Living Trust, Certificate of Trust, Pour-over Will, HIPAA Authorization, Financial Power of Attorney, and Advanced Healthcare Directive). Log in to WyHy online banking, navigate to "Tools," and select "Legal Karma" to access the service. Legal Karma specialist support is available at (307) 441-9256, Monday through Friday. Visit https://estateplanning.wyhy.org/members for details.
Sources
Data sourced from WyHy FCU primary sources (18 pages reviewed). How we research.
Member Services / WyHy Contact Center
WyHy Federal Credit Union, PO Box 20050, Cheyenne, WY 82003
Member Services
WyHy Federal Credit Union, PO Box 20050, Cheyenne, WY 82003
Member Services
WyHy Federal Credit Union, PO Box 20050, Cheyenne, WY 82003
Estate planning articles
Learn how to protect your WyHy FCU accounts and other assets with trusts, beneficiary designations, and estate planning documents.
