How to name beneficiaries and fund a trust at WyHy FCU
Covers 13 deposit, 3 retirement, and 2 lending accounts — beneficiaries must be updated in-branch
Member Services / WyHy Contact Center
Phone(307) 638-4200
Toll-Free1-800-442-2392
Fax(307) 638-4201
Mailing Address
WyHy Federal Credit Union, PO Box 20050, Cheyenne, WY 82003
Casper Fax
Green River Fax
Dealer POs and Payoffs
WebsiteLearn more→
Member Services
Phone(307) 638-4200
Toll-Free1-800-442-2392
Fax(307) 638-4201
Mailing Address
WyHy Federal Credit Union, PO Box 20050, Cheyenne, WY 82003
WebsiteLearn more→
Member Services
Phone(307) 638-4200
Toll-Free1-800-442-2392
Fax(307) 638-4201
Mailing Address
WyHy Federal Credit Union, PO Box 20050, Cheyenne, WY 82003
Verified Jul 2026
The goal with your WyHy FCU accounts is to make sure every account has a transfer mechanism in place—either a POD beneficiary designation or trust ownership. Because WyHy FCU is a membership-based institution, trust retitling must maintain the membership eligibility requirement. Accounts without either one will require probate, which means court involvement and delays for your family.
Across 18 product types, WyHy FCU accounts vary in how they transfer at death. The sections below walk through Payable on Death (POD) designations, trust funding options, and which products support each method.
Cash Back CheckingSmart Returns CheckingRegular Share Draft CheckingTeen Independence CheckingShare SavingsAdditional Share SavingsFast Trac SavingsMoney Market AccountMAX Money Market AccountTerm Share Certificate15-Month Smart Savers CertificateYou're In Control CertificateHealth Savings Account (HSA)
1
Prepare for your branch visit
- Visit any WyHy branch location (Cheyenne, Casper, Rock Springs, Green River, or Lyman).
- Bring valid government-issued photo ID.
2
Complete the beneficiary designation
- Request the POD/beneficiary designation form from branch staff.
- Complete and sign the form at the branch.
- Branch staff will process the beneficiary update.
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- POD (Payable on Death) designations available for deposit accounts.
- IRA accounts have separate beneficiary designations from deposit accounts.
- Trusts can be named as POD beneficiaries on deposit accounts.
- All account owners must sign the beneficiary designation form.
- Completing a new form cancels and revokes all previous beneficiary designations for that account.
Sources
Data sourced from WyHy FCU primary sources (18 pages reviewed). How we research.
Download these WyHy FCU instructions
Download instructions for the whole estateA printable PDF with the steps, required documents, and contact details — verified against WyHy FCU primary sources. Bring it to the branch or keep it beside the phone.
Member Services / WyHy Contact Center
Phone(307) 638-4200
Toll-Free1-800-442-2392
Fax(307) 638-4201
Mailing Address
WyHy Federal Credit Union, PO Box 20050, Cheyenne, WY 82003
Casper Fax
Green River Fax
Dealer POs and Payoffs
WebsiteLearn more→
Member Services
Phone(307) 638-4200
Toll-Free1-800-442-2392
Fax(307) 638-4201
Mailing Address
WyHy Federal Credit Union, PO Box 20050, Cheyenne, WY 82003
WebsiteLearn more→
Member Services
Phone(307) 638-4200
Toll-Free1-800-442-2392
Fax(307) 638-4201
Mailing Address
WyHy Federal Credit Union, PO Box 20050, Cheyenne, WY 82003
Verified Jul 2026
Estate planning articles
Learn how to protect your WyHy FCU accounts and other assets with trusts, beneficiary designations, and estate planning documents.
