What to do when a Continental General account holder dies

Completed by the beneficiary. Sent by the institution on request.¹

Life insurance pays a death benefit to the named beneficiary outside probate, through a claim.¹

A deferred annuity pays a death benefit to the named beneficiary outside probate. An annuity already in payout follows its elected settlement option rather than a beneficiary designation, so ask which applies.¹

A long-term care policy pays for care during the insured's life and has no death benefit. There is nothing to claim at death; billing is stopped and any unreimbursed covered care delivered before the death is submitted.¹

Disability and accident and health policies carry no death benefit. The estate pursues unpaid benefits for covered events that occurred before the death.¹

Life issued before 1/1/2025, and United Teacher Associates, Great American Life and Loyal American Life¹

Continental General and United Teacher Associates annuities¹

Kanawha deferred annuities¹

Kanawha disability^{1, 2}

Kanawha and MetLife accident and health^{1, 2}

Continental General services policies underwritten by well over a dozen other carriers. Its contact page organizes the directory by original underwriter and product line rather than by a single claims department.¹