How to name beneficiaries and fund a trust at Continental General
Covers 4 insurance accounts — beneficiaries can be updated by phone
Policyholder Services
Phone1-866-830-0607
Mailing Address
Continental General Insurance Company, P.O. Box 203098, Austin, TX 78720-3098
Life Insurance (policies issued before 1/1/2025)
Annuities
Kanawha Long-Term Care Policies
Kanawha Deferred Annuities
Disability Policies (Kanawha)
Kanawha / MetLife Accident & Health
WebsiteLearn more→
Policyholder Services
Phone1-866-830-0607
Mailing Address
Continental General Insurance Company, P.O. Box 203098, Austin, TX 78720-3098
Life Insurance (policies issued before 1/1/2025)
Annuities
Kanawha Long-Term Care Policies
Kanawha Deferred Annuities
Disability Policies (Kanawha)
Kanawha / MetLife Accident & Health
WebsiteLearn more→
Claims Department (Long-Term Care & Life)
Phone1-866-830-0607
Mailing Address
Continental General Insurance Company, P.O. Box 203098, Austin, TX 78720-3098
Kanawha Long-Term Care Claims
WebsiteNotify online→
Verified Jul 2026
Beneficiary designations are the foundation of estate planning for Continental General policies. Unlike bank accounts, insurance products cannot be retitled into a trust. Instead, the beneficiary designation itself determines who receives the proceeds and how quickly they're paid. Naming a trust as beneficiary is an option when more control over distributions is needed.
The transfer rules at Continental General vary across 4 policies. Below is a breakdown of beneficiary options, trust funding, and which products support each method.
Reframe LifeStage Indexed Universal Life InsuranceContinental General Legacy Life InsuranceContinental General Long-Term Care InsuranceKanawha Long-Term Care Insurance (administered by CGIC)
1
Call Continental General at 1-866-830-0607 to request a Change of Beneficiary form
2
Provide the following information:
- Policy number
- Full name and date of birth of the insured
3
A representative will mail the required form to the policy owner
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- Beneficiary designations on life insurance policies override instructions in a will
- Only the policy owner can change beneficiary designations
- A witness other than the beneficiary or policy owner must sign the beneficiary change form
- The beneficiary change takes effect on the date the notice of change is signed by the policy owner
- To name a trust as beneficiary, include the full legal trust name and the date the trust was established
- Long-term care insurance policies do not have a death benefit and therefore do not have beneficiary designations in the same manner as life insurance
Sources
Data sourced from Continental General primary sources (16 pages reviewed). How we research.
Download these Continental General instructions
Download instructions for the whole estateA printable PDF with the steps, required documents, and contact details — verified against Continental General primary sources. Bring it to the branch or keep it beside the phone.
Policyholder Services
Phone1-866-830-0607
Mailing Address
Continental General Insurance Company, P.O. Box 203098, Austin, TX 78720-3098
Life Insurance (policies issued before 1/1/2025)
Annuities
Kanawha Long-Term Care Policies
Kanawha Deferred Annuities
Disability Policies (Kanawha)
Kanawha / MetLife Accident & Health
WebsiteLearn more→
Policyholder Services
Phone1-866-830-0607
Mailing Address
Continental General Insurance Company, P.O. Box 203098, Austin, TX 78720-3098
Life Insurance (policies issued before 1/1/2025)
Annuities
Kanawha Long-Term Care Policies
Kanawha Deferred Annuities
Disability Policies (Kanawha)
Kanawha / MetLife Accident & Health
WebsiteLearn more→
Claims Department (Long-Term Care & Life)
Phone1-866-830-0607
Mailing Address
Continental General Insurance Company, P.O. Box 203098, Austin, TX 78720-3098
Kanawha Long-Term Care Claims
WebsiteNotify online→
Verified Jul 2026
Estate planning articles
Learn how to protect your Continental General accounts and other assets with trusts, beneficiary designations, and estate planning documents.
