What happens to Chick-fil-A points when the owner dies

Chick-fil-A, Inc. points are forfeited under the program's terms when the account is closed

Chick-fil-A, Inc.

Dining Rewards

chick-fil-a.com/one
Chick-fil-A, Inc. logo

Chick-fil-A CARES

Mailing Address

Chick-fil-A, Inc., 5200 Buffington Road, Atlanta, GA 30349

HoursMonday to Saturday, 9:00 AM to 10:00 PM Eastern Time

Chick-fil-A CARES (account closure and loaded-funds gift card)

Timeline

Chick-fil-A does not publish a timeline for closing a deceased account or returning loaded funds, because the program has no dedicated estate-claims process. Points have no cash value and are not recoverable, so there is no deadline pressure on the loyalty balance, and Chick-fil-A states points do not expire (though the rewards they are redeemed for do expire on their own dates, and tier status resets annually on January 1). For loaded funds, the practical timeline depends on how long Chick-fil-A CARES takes to process a deletion-with-funds request and issue the digital gift card.

HoursMonday to Saturday, 9:00 AM to 10:00 PM Eastern Time
Verified Jul 2026

Under Chick-fil-A, Inc.'s terms, Chick-fil-A points do not constitute property of the account holder and are forfeited when the account is closed upon death. There is no established process for transferring points to heirs or the estate.

Some families have reported receiving accommodations from Chick-fil-A, Inc. customer service, though this is not part of the official policy.

What to do

When a Chick-fil-A account holder dies, these are the steps to take:

1
Inventory the account first. Three things sit under one Chick-fil-A One account: loaded funds (prepaid money added to the app for mobile order and pay, which belongs to the estate), unredeemed rewards (which expire on their own dates), and the points balance (non-transferable, no cash value). Chick-fil-A can identify the account from the member's name plus the email address and phone number on it, so gather those before contacting CARES.
2
Contact Chick-fil-A CARES to report the death, request account closure, and ask about recovering any loaded funds. Chick-fil-A states that an account with outstanding funds can be deleted and CARES can issue a digital gift card for the remaining funds. Have the following ready so Chick-fil-A can locate the account:
  • The account holder's full name
  • The email address and phone number on the Chick-fil-A One account
  • A copy of the death certificate, if requested
  • Documentation showing your authority over the estate (for example, Letters Testamentary or Letters of Administration), if requested
3
Understand what is recoverable. Loaded funds are prepaid money and can be returned as a digital gift card; Chick-fil-A also states a member may be eligible for a Be Our Guest card for certain rewards. The points are a different matter: Chick-fil-A states they have no cash value and are not transferable, so they cannot be cashed out or inherited, and member tier status does not pass to anyone. The reward-gifting feature available to Silver, Red, and Signature members is a lifetime feature the member exercises from their own account; Chick-fil-A publishes nothing about a survivor using it, so a request that CARES gift the value of the points or rewards to a named family member is a goodwill ask with no contractual footing behind it.
4
Note any saved payment method used for mobile order and pay, so the linked card is accounted for when the account is closed.

Required Documents

  • Account holder's full name
  • Email address and phone number on the Chick-fil-A One account
  • Copy of the death certificate (if requested)
  • Documentation of estate authority such as Letters Testamentary or Letters of Administration (if requested)

Timeline

Chick-fil-A does not publish a timeline for closing a deceased account or returning loaded funds, because the program has no dedicated estate-claims process. Points have no cash value and are not recoverable, so there is no deadline pressure on the loyalty balance, and Chick-fil-A states points do not expire (though the rewards they are redeemed for do expire on their own dates, and tier status resets annually on January 1). For loaded funds, the practical timeline depends on how long Chick-fil-A CARES takes to process a deletion-with-funds request and issue the digital gift card.

Download instructions for the whole estate

Frequently asked questions

Chick-fil-A states that points and offers are not transferable and have no cash value. The account is personal to the member, there is no beneficiary designation, and there is no published way to inherit points or member tier status. The program's one sharing mechanism -- Silver, Red, and Signature members can spend points on a reward and gift it to a friend or family member through a shareable link -- is a lifetime feature the member exercises from their own account, and Chick-fil-A publishes nothing about a survivor using it. An executor can still ask Chick-fil-A CARES, as a goodwill matter, to pass the value to a named family member (Chick-fil-A already gifts rewards and issues Be Our Guest cards), but there is no contractual right to it and Chick-fil-A decides at its discretion.

The points are forfeited. They have no cash value and are not transferable, so there is nothing of monetary value in the loyalty balance for an estate to claim, and member tier status does not pass to anyone. One asset is recoverable: if the account holds loaded funds (prepaid money added to the app for mobile order and pay), Chick-fil-A states that on account deletion CARES can issue a digital gift card for the outstanding funds. An executor contacts Chick-fil-A CARES to close the account and recover any loaded funds.

Yes, the loaded funds can. Chick-fil-A states that if you delete an account that still has unused funds, you may contact CARES to receive a digital gift card for any outstanding funds that remain on the account. Those loaded funds are prepaid money belonging to the estate. The points themselves are different: they have no cash value, are not transferable, and cannot be cashed out or inherited.

Chick-fil-A does not publish a dedicated bereavement or estate-claims process for Chick-fil-A One. To report a death, close the account, and ask about recovering loaded funds, an executor contacts general Chick-fil-A CARES customer service (1-866-232-2040, Monday to Saturday, 9:00 AM to 10:00 PM Eastern Time). Have the account name, email, and phone number ready, and be prepared to provide a death certificate and documentation of your estate authority if requested.

Chick-fil-A publishes no dedicated estate-claims form, so the executor works through general Chick-fil-A CARES customer service (1-866-232-2040, Monday to Saturday, 9:00 AM to 10:00 PM Eastern Time). Have the account holder's full name and the email address and phone number on the Chick-fil-A One account ready so Chick-fil-A can locate it. Be prepared to provide a copy of the death certificate and documentation of your estate authority (for example, Letters Testamentary or Letters of Administration) if CARES requests them when closing the account and issuing a digital gift card for any loaded funds.

Because points are forfeited at death, lifetime use is the only reliable strategy. Redeeming or sharing Chick-fil-A points while the account holder is alive ensures their value is not lost.

SimplyTrustSimplyTrust Editorial·

Sources

Data sourced from Chick-fil-A, Inc. primary sources (12 pages reviewed). How we research.