How Do I Open an Estate Account at ServisFirst?
ServisFirst publishes no estate-account opening procedure. What its guidance does cover, and its estate services contacts.
Estate accounts at ServisFirst
What to know at ServisFirst
ServisFirst Bank publishes nothing about opening a deposit account titled to an estate. Site-wide checks of servisfirstbank.com on 2026-07-16 -- the personal banking and checking lineups, the online-banking and online-services pages, the disclosures page, and the full sitemap (31 URLs), plus domain-pinned searches for estate account, executor, Letters Testamentary, deceased, and fiduciary -- surfaced no estate-account product, no fiduciary ownership language, no document checklist, and no channel statement. The bank publishes no consumer deposit account agreement online (the disclosures page carries only the Online Banking Agreement), so no estate or fiduciary ownership clause could be quoted. There is also no online account-opening application for ANY account type: the personal banking pages list only minimum opening balances and route prospects to "Contact our personal banking team," and online-banking enrollment itself requires an existing account opened through a banking center or Client Support. Whether ServisFirst opens estate-titled accounts, and through which channels, is therefore unverified from primary sources; as a relationship-based bank with no published estate procedures, an executor would need to ask a local banking office or Client Support (1-866-922-5794) directly.
This guide summarizes each bank's published estate-account requirements and is not legal or banking advice. Requirements may vary by state and account type.
Frequently Asked Questions
ServisFirst publishes no estate-account opening procedure, and its guidance does not state whether estate accounts are offered. Its estate services team can confirm directly.
An estate account is a bank account titled to the estate itself — not to the person who died and not to the executor personally. The court-appointed executor or administrator opens it to deposit money owed to the estate (final paychecks, refunds, proceeds from closed accounts), pay the estate's debts and expenses, and distribute what remains. Checks made out to "the Estate of" can only be deposited into an account titled this way.
The estate is its own taxpayer, separate from the person who died. Banks open estate accounts under the estate's Employer Identification Number (EIN) from the IRS, not the deceased's Social Security Number. The free EIN application prepares IRS Form SS-4 for the estate.
Sources
Data sourced from ServisFirst primary sources (5 pages reviewed). How we research.
