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ServisFirst

Subsidiary of ServisFirst Bancshares, Inc.

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What happens to your ServisFirst accounts when you die

No beneficiary or trust option on any account, so they pass through the estate

ServisFirst does not currently support beneficiary designations, transfer-on-death registrations, or trust account titling on any account type. All ServisFirst accounts pass through the estate at death and may require probate.

When an account holder dies, the executor or administrator will need to contact ServisFirst with a death certificate and legal authority documents to claim account balances. The process and required documents are covered on the death claim page.

ServisFirst does not currently support beneficiary designations (POD or TOD) on any account type. All accounts transfer through the estate at death and may require probate.

Why trust accounts are not available

ServisFirst does not support retitling accounts into a trust, naming a trust as beneficiary, or any other probate-avoidance mechanism. Account balances transfer through the estate at death.

ServisFirst CheckingFoundation CheckingExecutive CheckingStudent CheckingSimple AccessProfessional CheckingServisFirst SavingsMinor SavingsMoney Market Account

ServisFirst Checking

No interest paid. Unlimited check writing. Free Visa Check or ATM Card, free Online Banking with Bill Pay, and free eStatements. Up to 5 foreign ATM service charges automatically reimbursed per month. $8.00 monthly service charge, avoided by maintaining a $1,500.00 average daily collected balance. Minimum balance to open $100.00.

Foundation Checking

Designed for individuals age 50 and up. No minimum daily balance required and no monthly service charge regardless of balance. Unlimited check writing and free custom wallet checks. Unlimited foreign ATM/Debit transactions, with ServisFirst reimbursing up to $5.00 per transaction on foreign ATM charges. Interest compounded daily and paid on 100% of the daily collected balance. Free notary services and free direct deposit. Minimum balance to open $250.00.

Executive Checking

Interest-bearing checking: interest compounded daily and paid on 100% of the daily collected balance. Unlimited check writing and free custom wallet checks. Up to 5 foreign ATM service charges automatically reimbursed per month. Free notary services. $10.00 monthly service charge, avoided by maintaining a $1,500.00 average daily collected balance. Minimum balance to open $250.00.

Student Checking

Available to students up to age 24. No daily minimum balance required. $2.00 maintenance fee regardless of balance. Up to 5 foreign ATM service charges automatically reimbursed per month. Unlimited check writing and a free first order of wallet checks. On the student's 25th birthday the account automatically converts to a ServisFirst Checking account. Minimum balance to open $100.00.

Simple Access

Uses the ServisFirst Debit Card to access the personal checking account, make purchases, and withdraw cash from ATMs. Free Internet and Mobile Banking. Up to 5 foreign ATM service charges automatically reimbursed per month. $5.00 maintenance fee regardless of balance. Minimum balance to open $25.00.

Professional Checking

Private Banking checking account for professionals and individuals. Unlimited check writing. Free Visa Debit Card or Visa ATM Card, free Internet Banking with Bill Pay, free monthly email statements, and free notary services. Free custom wallet check orders with the Private Banking insignia. Unlimited foreign ATM/Debit transactions, with ServisFirst reimbursing up to $5.00 per transaction on foreign ATM charges. Two free companion ServisFirst Checking accounts. Tiered interest compounded daily and paid monthly on 100% of the daily collected balance. $10.00 monthly service charge, avoided by maintaining a $3,000.00 average daily collected balance. Minimum balance to open $3,000.00.

ServisFirst Savings

No monthly service charge regardless of balance. Quarterly statements. Interest compounded daily and paid on 100% of the daily collected balance. Minimum balance to open $100.00.

Minor Savings

Structured for individuals through age 18 with a parent or guardian; at age 19 the account automatically converts to ServisFirst Savings. No monthly service charge regardless of balance. Quarterly statements. Interest compounded daily and paid on 100% of the daily collected balance. Minimum balance to open $25.00.

Money Market Account

Tiered interest compounded daily and paid monthly on the daily collected balance; tiers of $0 to $99,999, $100,000 to $249,999, $250,000 to $499,999, $500,000 to $999,999, and $1,000,000 and up. Unlimited in-person withdrawals and free Money Market check orders. Six withdrawals allowed per month (checks and/or electronic transfers), with a $15.00 service charge per item exceeding the limit. $10.00 monthly maintenance fee, avoided by maintaining a $1,500.00 average daily collected balance. Minimum balance to open $1,500.00. Offered through both Personal Banking and Private Banking.

Sources

(1)·

Data sourced from ServisFirst primary sources (9 pages reviewed). How we research.

ServisFirst estate support

Client Support

Telephone Banking

Lost/Stolen Debit Card

Lost/Stolen Credit Card

Mailing address

ServisFirst Bank, 2500 Woodcrest Place, Birmingham, AL 35209

Estate requests go through general customer service.

Verified Sep 2026

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