How Do I Write a Letter of Instruction to Suncoast?

Send it to Suncoast's estate/claims department: Suncoast Credit Union, P.O. Box 11638, Tampa, FL 33680-1638. You can reach the department at 1-800-999-5887.

Suncoast lists these among its required documents: Certified death certificate; Government-issued photo ID for claimant; Letters Testamentary or Letters of Administration (if probate required); Small Estate Affidavit (if estate qualifies under Florida law). The prepared letter includes an enclosure checklist drawn from Suncoast's recorded requirements.

POD beneficiaries and joint account holders can typically access funds upon providing death certificate and ID. Probate-dependent accounts depend on court timelines, which can take several months in Florida.

Suncoast accepts a letter you write. We draft it for you, addressed to Suncoast's verified claims department with the required enclosures.

It depends on the capacity you are acting in. An executor or administrator encloses Letters Testamentary (when there is a will) or Letters of Administration (when there is not); a successor trustee encloses a certificate of trust; a successor under a small estate encloses that state’s small estate affidavit. The prepared letter lists the proof-of-authority document for your role alongside the institution’s required documents.

A letter of instruction is the written request an institution asks for when settling a deceased customer’s account. It identifies the decedent and the account, states the capacity you are acting in, and tells the institution what to do with the account.