Estate planning at Suncoast
How to protect 18 Suncoast accounts — manage beneficiaries in-branch, fund a trust in-branch, and file death claims
Suncoast Credit Union, P.O. Box 11638, Tampa, FL 33680-1638
Suncoast Credit Union, P.O. Box 11638, Tampa, FL 33680-1638
Member Care Center
Suncoast Credit Union, P.O. Box 11638, Tampa, FL 33680-1638
Suncoast offers 18 accounts, each with its own rules for what happens when a member dies. As a membership-based credit union, Suncoast serves individuals who live, work, worship, or attend school in 40 Florida counties: Alachua, Brevard, Broward, Charlotte, Citrus, Clay, Collier, DeSoto, Dixie, Duval, Gilchrist, Glades, Hardee, Hendry, Hernando, Highlands, Hillsborough, Indian River, Lake, Lee, Leon, Levy, Manatee, Marion, Martin, Miami-Dade, Monroe, Orange, Osceola, Palm Beach, Pasco, Pinellas, Polk, Sarasota, Seminole, St. Johns, St. Lucie, Sumter, and Volusia. Public K-12 teachers, college educators, and educational support staff from all 67 Florida counties are also eligible. Family members of existing members qualify for membership. Some transfer automatically to a named beneficiary, others can be held in a trust, and a few may require probate if no plan is in place.
Account holders can update their beneficiary designations at Suncoast in branch and by phone. Accounts can also be retitled into a trust to keep them out of probate entirely.
Suncoast has documented procedures for both preparing accounts during your lifetime and handling claims when an account holder passes away.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 18 account types at Suncoast.
View details →When someone dies
Death claim process
3-step process, 6 required documents, and contact information for survivors.
View details →Because Suncoast serves a limited number of states, procedures for trust funding and beneficiary changes may differ depending on your location. Verify availability before starting.
Frequently asked questions
Suncoast partners with Members Trust Company (operating as Suncoast Trust Services) to provide comprehensive trust and wealth management services. They can serve as your current or successor trustee, personal representative, or investment manager. The team has over 25 years of experience managing over $4 billion in assets and includes attorneys, CPAs, CFAs, and CFPs. Contact Suncoast Trust Services at 888-727-9191.
Yes. Suncoast Trust Services (operated by Members Trust Company) provides estate administration, valuation, settlement, and transfer services. Settlement services handle legal tasks during probate, easing the burden on your family. Members Trust Company is a federal thrift regulated by the Office of the Comptroller of the Currency. Contact Suncoast Trust Services at 888-727-9191.
Anyone who lives, works, worships, or attends school in 40 Florida counties is eligible to join. Public K-12 teachers, college educators, and educational support staff from all 67 Florida counties also qualify. Family members of existing Suncoast members are eligible as well. Alumni of Florida College in Temple Terrace also qualify. Suncoast serves over one million members with 78 full-service branches across Florida.
Yes. Suncoast Trust Services (operated by Members Trust Company) can serve as your current trustee, successor trustee, personal representative, or investment manager. To name Suncoast Trust Services as successor trustee, your attorney will need to incorporate Suncoast's Special Trust Provisions document into your trust agreement. The Suncoast Trust Services team includes attorneys, CPAs, CFAs, and CFPs and manages over $4 billion in assets. Contact Suncoast Trust Services at 888-727-9191 to discuss your situation before drafting the trust.
Sources
Data sourced from Suncoast primary sources (26 pages reviewed). How we research.
Suncoast Credit Union, P.O. Box 11638, Tampa, FL 33680-1638
Suncoast Credit Union, P.O. Box 11638, Tampa, FL 33680-1638
Member Care Center
Suncoast Credit Union, P.O. Box 11638, Tampa, FL 33680-1638
Estate planning articles
Learn how to protect your Suncoast accounts and other assets with trusts, beneficiary designations, and estate planning documents.
