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What to do when a Progressive Life account holder dies

Report the death to Progressive Life's eFinancial at 1-866-912-2477

When an insured person dies, the beneficiary or executor should contact Progressive Life's eFinancial at 1-866-912-2477 to start the claims process. Insurance proceeds are paid directly to the named beneficiary and do not go through probate. How quickly the claim is processed depends on the policy type, documentation, and cause of death.

Gather the account holder's full name, date of birth, and any known account or policy numbers before contacting Progressive Life.

Death claim process

To file a claim after an account holder's death, here is what Progressive Life requires:

Filing a claim

1
Find the policy documents to identify the insurer that issued the policy. Term policies may be underwritten by Progressive Life Insurance Company in select states; other policies are issued by an insurer placed through eFinancial.
2
Progressive's specialty claims page directs life insurance claims to eFinancial at 1-866-912-2477.
3
The beneficiary, or someone acting for the beneficiary, gets the state claim form directly from the insurance company, online or through eFinancial Customer Service at 800-482-6616.
4
Send the completed claim form with a certified death certificate. eFinancial lists this information about the policyholder as helpful to have:
  • Full name and nickname
  • Date of birth
  • Date and cause of death
  • State of residence
  • Policy number, if available
5
If the policy cannot be found, Progressive's policy-search article points to the NAIC Life Insurance Policy Locator at eapps.naic.org/life-policy-locator.

Required Documents

  • Completed state claim formThe form is the issuing insurer's, obtained from the insurance company online or through eFinancial Customer Service.
  • Certified death certificate

What happens to each kind of account1

Life insurance policy

For a policy placed through eFinancial, Progressive's disclosure says "PAA and its affiliated entities are not responsible for insurer or coverage selections, policies issued, claims." The claim goes to the insurer that issued the policy.1

Accounts handled elsewhere1

eFinancial

Life insurance claims and state claim forms for policies placed with insurers through eFinancial2, 3

Not in Progressive Life's published guidance1

  • How long a claim takes

Sources3

Download instructions for the whole estate

Progressive Life's eFinancial can be reached by phone at 1-866-912-2477 for questions throughout the claims process.

SimplyTrustSimplyTrust Editorial·

Sources

Data sourced from Progressive Life primary sources (10 pages reviewed). How we research.

Progressive Life death claims support

eFinancial (life insurance claims contact)

eFinancial Customer Service (state claim forms)

Verified Sep 2026

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