How to designate beneficiaries at Progressive Life

For Progressive Life policyholders, estate planning comes down to one critical step: making sure the right beneficiaries are named on every policy. Insurance proceeds bypass probate entirely and go directly to whoever is listed—regardless of what a will says. When estate tax planning or controlled distributions are a factor, a trust can be named as beneficiary instead.

The transfer rules at Progressive Life vary across 5 policies. Below is a breakdown of beneficiary options, trust funding, and which products support each method.