What to do when a First United Bank account holder dies
Contact First United Bank's First United Bank Trust — 5-step process, 5 required documents, and varies based on account type and whether probate is required. pod and beneficiary accounts settle on proof of death; probated estates depend on court timelines.
F
Customer Service
Phone(580) 924-2211
Toll-Free(800) 924-4427
Fax(580) 916-3287
Mailing Address
First United Bank, P.O. Box 130, Durant, OK 74702
WebsiteLearn more→
First United Bank Trust
Phone(580) 924-2211
Toll-Free(800) 924-4427
Mailing Address
First United Bank, P.O. Box 130, Durant, OK 74702
WebsiteLearn more→
Customer Service
Phone(580) 924-2211
Toll-Free(800) 924-4427
Fax(580) 916-3287
Mailing Address
First United Bank, P.O. Box 130, Durant, OK 74702
WebsiteNotify online→
Verified Jun 2026
What happens to First United Bank accounts after the account holder dies depends on how each account was titled. Beneficiary-designated and trust-owned accounts transfer directly. Accounts in the deceased's name alone go through the estate, and the executor or administrator works with First United Bank's First United Bank Trust ((580) 924-2211) to claim the funds.
Begin by calling First United Bank at (580) 924-2211. You will need the deceased's full name, account numbers, and a certified death certificate to get the process started.
Death claim process
Here is the step-by-step death claim process at First United Bank:
Filing a claim
1
Call First United Bank at (580) 924-2211 or visit a local branch to report the death of an account holder
2
Provide initial information:
- Certified copy of the death certificate
- Government-issued photo ID for the person reporting
- Your relationship to the deceased and the deceased's account information
3
First United verifies your authority to receive account information and identifies the accounts held by the deceased
4
Provide the documents that establish authority over the estate:
- Letters Testamentary or Letters of Administration (if probate is required)
- Small estate affidavit (if the estate qualifies under Oklahoma or Texas law)
- POD or beneficiary claim documentation (if named on the account)
5
Accounts are settled according to how each was titled:
- POD deposit accounts pass to the named beneficiary on proof of death and ID
- IRA accounts pass to the named beneficiary
- Jointly held accounts with right of survivorship pass to the surviving owner
- Solely owned accounts with no beneficiary pass to the estate and may require court letters or a small estate affidavit
Required Documents
- Certified copy of the death certificate
- Government-issued photo ID for the claimant
- Letters Testamentary or Letters of Administration (if the estate is administered through probate)
- Small estate affidavit or state-specific transfer documentation (if the estate qualifies under Oklahoma or Texas law)
- Trust agreement or Certification of Trust (if accounts are held in trust)
First United Bank does not publish a separate online estate-claims procedure. Account-specific requests, including those for a deceased account holder, are handled at a branch or by calling (580) 924-2211. For Oklahoma residents, a small estate (affidavit) procedure may allow collection of bank accounts without full probate; the threshold and requirements are set by Oklahoma statute. For Texas residents, a Small Estate Affidavit filed with the probate court covers estates under the state threshold. Confirm the document list with the bank before visiting.
Processing timelines at First United Bank: Varies based on account type and whether probate is required. POD and beneficiary accounts settle on proof of death; probated estates depend on court timelines. Incomplete documentation is the most common cause of delays—submitting all required documents with the initial claim helps avoid additional processing time.
First United Bank requires several documents to process a claim, including Certified copy of the death certificate, Government-issued photo ID for the claimant, and Letters Testamentary or Letters of Administration (if the estate is administered through probate), and additional documentation depending on the account type. Certified copies are typically needed—photocopies are generally not accepted for death certificates or court documents.
Frequently asked questions
First United Bank does not publish an online estate-claims process. Call (580) 924-2211 or visit a local branch in Oklahoma or Texas to report the death of an account holder. Bring a certified copy of the death certificate and your government-issued photo ID. Depending on how the account was titled, the bank may also request Letters Testamentary or Letters of Administration, a small estate affidavit, or POD beneficiary documentation.
No. The SmartStart Kids Club is a youth savings account for account holders age 17 and under, typically held jointly with a parent or guardian. Payable on Death (POD) beneficiary designations and trust retitling do not apply to this account type. Standard personal Savings, checking, money market, and CD accounts are eligible for POD beneficiaries.
First United Bank's Customer Service can be reached by phone at (800) 924-4427 and fax at (580) 916-3287 for questions throughout the claims process.
When the deceased had multiple First United Bank accounts, some may need separate claims while others can be handled together. The First United Bank Trust can clarify what's needed for each account type.
F
Customer Service
Phone(580) 924-2211
Toll-Free(800) 924-4427
Fax(580) 916-3287
Mailing Address
First United Bank, P.O. Box 130, Durant, OK 74702
WebsiteLearn more→
First United Bank Trust
Phone(580) 924-2211
Toll-Free(800) 924-4427
Mailing Address
First United Bank, P.O. Box 130, Durant, OK 74702
WebsiteLearn more→
Customer Service
Phone(580) 924-2211
Toll-Free(800) 924-4427
Fax(580) 916-3287
Mailing Address
First United Bank, P.O. Box 130, Durant, OK 74702
WebsiteNotify online→
Verified Jun 2026
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