What to do when a First United Bank account holder dies
Report the death to First United Bank's Customer Service at 1-800-924-4427
What happens to First United Bank accounts after the account holder dies depends on how each account was titled. Beneficiary-designated and trust-owned accounts transfer directly. Accounts in the deceased's name alone go through the estate, and the executor or administrator works with First United Bank's Customer Service (1-580-924-2211) to claim the funds.
Begin by calling First United Bank at 1-580-924-2211. You will need the deceased's full name, account numbers, and the death certificate to get the process started.
Death claim process
Here is the step-by-step death claim process at First United Bank:
Filing a claim
State law on paying a balance without lettersOklahoma, Texas
- Oklahoma
6 O.S. § 906
Oklahoma law permits a bank to pay from a deceased depositor's balance on an affidavit made under oath, without letters testamentary or letters of administration.6 O.S. § 906Verified Oct 3, 2026View source
Limit: $50,000 held at the institution
Paid to: the known heirs of the deceased
The section applies where the person died without a will. The section permits the payment. It does not require the bank to make it. The section sets further conditions.
- Texas
Tex. Est. Code § 152.051
Texas law permits a bank to pay from a deceased depositor's balance on an order of the court, without letters testamentary or letters of administration.Tex. Est. Code § 152.051Verified Oct 3, 2026View source
Paid to: a funeral home or the applicant, for funeral and burial expenses
Limit: $5,000 in total from every holder
When: the application may be filed "not earlier than the third day after the date of the decedent's death and not later than nine months after the date of the decedent's death"
The section permits the payment. It does not require the bank to make it. The section sets further conditions.
Not in First United Bank's published guidance4
- A procedure for reporting a death
- A list of required documents
- Terms in its agreements for a customer's death
- How long a claim takes
First United Bank's Customer Service can be reached by phone at 1-800-924-4427 and fax at 1-580-916-3287 for questions throughout the claims process.
Sources
Data sourced from First United Bank primary sources (14 pages reviewed). How we research.
First United Bank death claims support
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Estate planning articles
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